Credit Manager Wholesale; Supply Chain Finance

Credit Manager Wholesale (Supply Chain Finance) About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 65+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people.

People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region.

As a Credit Wholesale Manager for our Supply Chain Finance offering, you'll be responsible for designing, delivering, and managing credit risk policies, procedures, and strategies.

You'll be a key contributor to our lending portfolio in your assigned market. As that book grows, you'll manage validation of the underwriting strategy and lead the charge for preventative and reactive actions to the market and product offering.

Up to shape what's next in finance? Let's get in touch.

• Designing a scalable underwriting system with standardised data, processes, and policies for your market
• Collaborating with Data Science and Engineering to develop origination, monitoring, provisioning, and collections risk models
• Implementing continuous monitoring processes for receivables and payables, developing automated alerts for credit deterioration, and dynamically adjusting credit capacity
• Shaping underwriting credit policies to maximise portfolio-level economic returns
• Providing thought leadership on defining and evolving the Supply Chain Finance risk appetite
• Making key underwriting decisions for significant exposures
• Maintaining effective working relationships with the 2nd line of defence
• Supporting departmental objectives and planning activities

• Expertise in managing credit risk for mid‑market supply chain finance products
• An excellent understanding of credit policy governance and effective collaboration with 2nd and 3rd lines of defence
• A track record of identifying and monitoring risk and fraud, and implementing and testing controls
• A proven ability to plan strategically, manage interdependencies, and deliver exceptional results
• Clear, concise, and structured communication to explain complex concepts simply
• Exceptional analytical thinking and problem‑solving skills, processing complex information for optimal decision‑making
• The ability to balance thorough risk assessment with the need for timely execution and business impact

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers.

That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team.

No ping pong tables or bean bag chairs, just benefits you actually want

• Financial benefits that show we value your work
• Flexibility to work from home, the office or abroad
• A free Revolut Metal subscription loaded with perks
• Exciting events year‑round so you can get to know your team