Credit Risk Manager; FTC Mid-Corporates

Our Client is a globally recognised, successful bank who provide world-class services to various institutions and individuals. Offering a comprehensive range of retail and corporate financial services/products, this thriving business boasts over 10 million active customers in over 700 business locations. Due to business requirements, we are now looking to acquire the services of an experienced Credit Risk Manager.

• Please note that this is a hybrid role with 3 days in the office and 2 days working from home

In this role, you will be part of the team supporting the Head of Credit Risk to plan ahead and deliver our business strategy in line with the long‑term goals. You’ll also be involved in overseeing and implementing bank-wide and business activities, engagement agendas and executive reporting.

The Credit Risk Team is primarily responsible for the processing of credit applications, covering Corporates, Financial Institution (Banks and NBFIs), Sovereigns, and Mortgage/Wealth Management client segments.

• Process credit applications (including the use of financial spreads to risk rate client applications using the Moody’s Analytics model) and make recommendations, highlighting all risk issues pertinent to the credit decision.
• Critically and objectively assess and challenge credit applications and make well‑considered recommendations to approving authorities.
• Justify credit decisions/recommendations (both verbally and in writing) and provide value‑adding and constructive feedback on credit applications to Business and Credit colleagues.
• Participate in customer due diligence site visits, calls, and meetings. Prepare call reports for each visit/call/meeting within one week of the event.
• Ensure quick turnaround of credit requests while maintaining quality, accuracy and adherence to risk appetite, policies, and procedures.

• Prepare for and attend Risk Committee meetings as appropriate.
• Contribute to the RCSA process by reviewing credit processes and identifying areas that may have control failures and determine mitigants.
• Report operational risk incidences in line with internal guidance and reporting requirements.
• Contribute to the Credit Risk team’s Compliance and Audit readiness.

• Several years Credit Risk experience gained within a banking environment.
• Experience of UK Mid‑Corporate.
• Strong understanding of end‑to‑end processing of various forms of credit requests. Knowledge of a broad range of products and client segments would be an added advantage.
• Excellent understanding of UK Regulatory requirements for the provision of credit facilities and related credit controls.
• Exposure to frontier and emerging markets, preferably Africa, would be an added advantage.

• Up to 10% employer pension contribution
• Life Assurance Cover
• Income protection
• Private Medical Insurance plan (upon successful completion of probation period)
• Contribution to glasses/contacts and eye testing
• Gym subsidy (up to £50 per month)
• Cycle to work scheme
• Employee Assistance Program
• Interest Free season ticket loan for travel
• 25 days annual leave, rising to 28 after 3 years and 30 after 8 years’ service
• Give As You Earn (GAYE)

The Curve Group is a dynamic Recruitment Services and Human Resources business with a mission to transform the working lives of the people and organisations we work with.

We will retain your data for two years from the last point of contact, after which it will be securely deleted.

You can view our full Privacy Policy here: