Quality Control Mortgage Underwriter

The SR QC Mortgage Underwriter is responsible for re-underwriting residential mortgage loans according to all applicable guidelines in place at time of closing. Underwriting efforts focused on the three C’s of Underwriting Credit, Capacity and Collateral. The final audit is designed to identify underwriting, processing, and valuation deficiencies which could negatively affect loan salability.

You will capture the required loan data to allow MORTGAGE CONNECT RISK SOLUTIONS proprietary review systems to make calculations and assist in the underwriting process. Development of a QC loan summary (final product back to client) with emphasis on clear explanation of problems, and brevity. Categorization of review issues into pre-defined defect matrix based on severity, and effect upon loan salability.

Reviews would contain both pre-closing and post-closing reviews.

• Extensive knowledge of Fannie Mae and Freddie Mac lending guidelines
• Working knowledge of Alt A, Jumbo, Subprime, Proprietary Products, QM and non-QM lending
• Familiarity with FHA and VA, and USDA loan products
• Required to perform a desk review of the loan appraisal (or other valuation decision)
• Other job duties as assigned

A minimum of five years in the mortgage industry is preferred with priority given to those with backgrounds in Underwriting, Third Party Review Due Diligence or QC/QA related functions. High School Diploma/GED is required with some college preferred. Preference given to those with bachelor’s degree in finance or banking.

• Document Recognition, and knowledge of income, asset, and credit documents.
• Strong attention to detail, and precision of data entry.
• Ability to concisely explain loan defects in professional, narrative form.
• Ability to multitask and navigate several programs and applications.
• Ability to navigate an imaged loan file, without reliance upon hard copies of docs (paper).
• Expected to work independently to organize workflow and priorities.
• Communication skills are essential. Strong oral and written communication skills are required.
• Must adhere to strict confidentiality and security policies to protect Non-Public Information.

• Competitive compensation based on skills and experience
• Extensive benefits package Medical, dental, vision, FSA, mental health programs, Employee Assistance Program, short term disability, voluntary insurance (LTD, auto, home, life, legal, pet, identify theft), employee discounts
• Rest and relaxation Paid holidays and generous PTO based on tenure
• Community and Philanthropy Paid volunteer time
• Paid Maternity and Parental Leave
• Contribute to your future 401K plan and robust continuous learning opportunities
• Work Perks Program Access to discounts that help save money in your daily life

Mortgage Connect Risk Solutions is committed to offering a flexible work environment for this role. (Remote work is subject to Mortgage Connect Risk Solutions remote work policy and business needs.)

MORTGAGE CONNECT RISK SOLUTIONS offers a valuable opportunity for professionals with experience in real estate lending. Centrally located in Edmond, Oklahoma, we provide competitive salaries, along with a comprehensive benefits package. More importantly, our casual atmosphere allows our employees to strengthen their skills while being part of a company that sets the standards in quality control.

All onboarding employees will be required to complete a pre-employment background check and drug screening.

We are an Equal Opportunity employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, age, national origin, disability, protected veteran status, gender identity or any other factor protected by applicable federal, state, or local laws. Mortgage Connect Risk Solutions is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.

To request reasonable accommodation contact Human Resources.