Prudential Regulatory Risk Analyst or Remote

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

With our hot coral cards and get‑paid‑early feature, combined with financial education on social media and our award‑winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products – we want to solve problems and change lives through Monzo ❤️

• Interpret and apply prudential regulatory requirements with 1st Line of Defence teams.
• Provide cohesive oversight and challenge for regulatory capital and liquidity resource/requirements rule interpretations and regulatory reporting.
• Support the interpretation and evaluation of the impact of prudential regulation on strategic projects and business change, such as international expansion.
• Focus on COREP reporting, with opportunities support ICAAP, ILAAP, Recovery Planning, Resolution and Financial Forecasting.
• Review upcoming prudential policy (e.g. Basel 3.1) and analyse its impact on Monzo.
• Conduct discrete pieces of assurance to strengthen risk and controls.
• Develop relationships with colleagues to embed prudential compliance activity.
• Support review of financial models used for financial forecasting and capital planning (including the ICAAP).

• Strong working knowledge of UK CRR and PRA Rulebook, specifically regulatory reporting and rule interpretation.
• Intermediate Excel/G‑Sheet skills essential; experience with regulatory reporting system preferred.
• Experience producing or reviewing regulatory reporting relevant to a retail bank; 1
  
  LoD reporting experience acceptable.
• Experience with Big Query and market‑leading reporting systems is preferable.
• Prudential regulatory experience at a bank, consultancy or regulatory body.
• Good knowledge of capital, liquidity and ability to interpret requirements for Monzo’s unique circumstances.
• Strong written communication style and proactive, independent work style.
• Ability to build relationships with stakeholders at all business levels.

• Flexible working hours and trust to work when it suits you.
• £1,000 learning budget per year for books, training courses and conferences.
• Mac Book and support for home‑office setup for remote workers.
• Opportunity to work on fast‑growing bank initiatives and broaden regulatory knowledge.

• Phone call with recruiter (30 mins)
• Initial video call with Hiring Manager (30 mins)
• Technical Interview (60 mins)

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don’t need full or birth names at application stage 😊