Financial Recovery Rep

Financial Recovery Representative

Position is managing a portfolio of substandard Business Banking loans, working with customers, attorneys and liquidators to gently exit borrowers unable to maintain their relationship with HNB.

• Develop litigation or liquidation strategy on classified (financial Recovery-managed) loans up to $250M to minimize losses on a Business Banking portfolio.
• Present a summary of action plans to resolve the problem loans to FRG senior management specific to exit strategies.
• Analyze financial plans, negotiate loan collection or restructuring, and recommend/oversee litigation, liquidation to reduce exposure.
• Identify appropriate risk ratings, accrual status and losses, address workout scenarios, and communicate data‑driven results to upper management in a time‑sensitive environment.
• Adhere to bank policies and procedures and comply with legal and regulatory requirements.
• Be accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor.
• Establish or work with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements.
• Maintain current knowledge of risk‑related changes that may impact assigned area(s) of responsibility.

• Bachelor's Degree
• 3 or more years of experience in commercial/business banking underwriting, lending, credit and/or appraisal required.

• Bachelor’s Degree in Business, Finance, or Accounting
• Excellent written and verbal communication skills
• Strong goal achievement orientation
• Strong attention to detail, sense of urgency, and ability and desire to provide Simply the Best Service to our clients are key in this position
• Ability to work independently in a deadline‑driven and goal‑oriented team environment
• Basic working knowledge of PC applications
• Knowledge of bankruptcy laws
• Ability to negotiate settlements, workouts and sale of security while adhering to state and federal regulations
• Experience with Real Estate Foreclosure process
• Previous experience with AFS / Velocity / RETS / CARS
• Strong working knowledge of SBA loans and the associated workout process to ensure compliance with SBA Standard Operating Procedures
• Working knowledge of exit strategies including bankruptcy, closed business, legal remedies and liquidation strategies

Exempt Status: Yes (not eligible for overtime pay)

Workplace Type: Office – Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in‑office and work from home. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range: $57,000–$113,000 Annual Salary – The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

Benefits include health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer. Tobacco‑Free Hiring Practice:
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