Remote Mortgage Underwriter

Job Overview

Seeking experienced Mortgage Underwriters to support loan processing for broker clients. This role evaluates loan applications, ensures compliance, and drives quality underwriting decisions.

• Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
• Work closely with loan structure and precision income teams to finalize approvals.
• Perform thorough credit analysis, underwriting 2–3 initial files per day and processing 6–8 final approval files daily (subject to volume).
• Collaborate within Pennymac’s structured, end-to-end loan process, focusing solely on underwriting scope.
• Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, Trumps
  
  ID Registration) and adhere to quality control standards.
• Validate and approve or deny mortgages on a timely basis.
• Perform other related duties as required and assigned.

• 3+ years of mortgage underwriting experience.
• Solid knowledge of mortgage underwriting and basic automated underwriting systems.
• Proficiency with basic automated underwriting systems.
• Knowledge of mortgage laws and regulations, including the Home Mortgage Disclosure Act.
• Strong understanding of FHA, VA, and conventional loan underwriting.
• Assessment score requirement:
  Minimum 15.
• Experience with Encompass and proficiency in Excel preferred.
• Experience with FHA, HUD, VA, VA IRRL, VA SAR, Trumps
  
  ID Registration preferred.

Contract to Hire, Mid‑Senior level, based in Dallas, TX. Pay: $31.25/hr.

• Medical, dental & vision.
• Critical Illness, Accident, and Hospital.
• 401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available.
• Life Insurance (Voluntary Life & AD&D for employee and dependents).
• Short and long‑term disability.
• Health Spending Account (HSA).
• Transportation benefits.
• Employee Assistance Program.
• Time Off/Leave (PTO, vacation or sick leave).

TEKsystems is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

Remote position. Final date to receive applications:
Jan 16, 2026.