Mortgage Processor Job Lincoln Nebraska USA,Finance & Banking

Position: Mortgage Processor 2

Position Summary

The Mortgage Loans Processor 2 processes mortgage loans intended for sale on the secondary market. This includes all processing steps from origination up until closing and includes a variety of loan types (Conventional, FHA, VA).

Essential Functions

Process mortgage loans intended for sale on the secondary market including Conventional, FHA, VA, NIFA and other special programs as needed. This includes all processing steps from origination up until closing.

Review file for accuracy, analyze documentation, pre‑underwrite loan file and submit to underwriting.

Coordinate loan process while working closely with all parties involved in transaction (originator, underwriter, closer, etc.).

Manage a production pipeline and clearly communicate and accurately update the status of each loan.

Review and clear all underwriting conditions prior to closing.

Resolve all items identified in pre‑/post‑closing reviews.

Anticipate all requirements of the loan cycle from beginning to end.

Ensure all transactions meet compliance bank policy, regulatory compliance, investor guidelines and customer service standards.

Understand and adhere to all bank policies, laws and regulations applicable to their role. Complete compliance training; follow internal processes and controls as required.

Report all compliance issues, violations of law or regulations in accordance with the steps defined in bank policies.

Regular and reliable attendance is an essential function of this position.

Performs other job related duties or special projects as assigned.

Expectations Checklist

Minimum 1‑2 year experience processing (supervisor/manager discretion)
Minimum 1‑2 year experience secondary market loans (supervisor/manager discretion)
Effectively handle 25‑50+ files in the pipeline at a time
Conventional purchases and refinances
Learning stages and beginning mastery of other loan types; example FHA
Meets everyday Processing Expectations
Must be able to VPN
Demonstration of great written communication skills, procedure writing upon request will be required.
Exceptional level of customer service to borrowers and officers
Demonstrated ability to review and apply Agency and Investor guidelines
Demonstrates knowledge and understanding of TRID, Adverse Action and Reg B
Basic understand of loan product and profitability
Sufficient comprehension of the entire loan lifecycle (origination - servicing) with a clear understanding of how closing support the transaction.

Qualifications

Thorough understanding of investor, agency, and compliance guidelines applicable to secondary market preferred.
Highly proficient in Microsoft Word, Excel and in working with other financial software.
Bachelor's degree preferred, but not required.

Preferred Talents

Time efficient in managing multiple projects and deadlines
Accurate and detailed
Effective communicator
Independent with team orientation
Customer service focused
Self‑directed and takes initiative
Projects a professional image and positively promotes the bank's products, services and policies.

Working Environment

Indoor work - not exposed to outdoor elements or hazards.

Some sedentary work and occasional lifting and/or carrying up to 10 pounds.

This role is eligible for hybrid work from home Wednesday opportunity under the work from home guidelines upon completion of onboarding.

PLEASE VIEW THE APPLICANT TERMS & CONDITIONS BEFORE PROCEEDING WITH YOUR APPLICATION.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

Our employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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