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Equity Loan Closer

Remote / Online - Candidates ideally in
Charlotte, Mecklenburg County, North Carolina, 28245, USA
Listing for: Social Finance, Inc. (SoFi)
Remote/Work from Home position
Listed on 2026-01-13
Job specializations:
  • Finance & Banking
    Financial Analyst, Risk Manager/Analyst, Banking Operations, Banking & Finance
Salary/Wage Range or Industry Benchmark: 25.6 - 48 USD Hourly USD 25.60 48.00 HOUR
Job Description & How to Apply Below
Position: Home Equity Loan Closer

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way.

Join us to invest in yourself, your career, and the financial world.

The role

The role: The closing team schedules all the closings with our members and works directly with title to speed the process along.

What you’ll do
  • Ensure files and documents meet company, investor, and compliance requirements.
  • Confirm that documents are drawn within posted turn times and consistently meet deadlines.
  • Process a minimum of 3 files per day during normal business operations. Adhere to fluctuating file processing minimums as set by management.
  • Reconcile and approve Closing Disclosure.
  • Schedule loan closings with the borrower.
  • Prepare closing documents.
  • Develop in-depth knowledge of the entire loan life cycle in order to fully understand the implications of the work of the closing function.
  • Accurately file documents and information in the system and ensure all information is complete and accurate. Use checklists and other job aides as necessary to accurately complete all required information.
  • Coordinate and communicate with processing, underwriting, and post-closing departments for correcting and completing the closing.
What you’ll need
  • Knowledge of TRID guidelines
  • Knowledge of Encompass is preferred
  • Must be detail-oriented, committed to accuracy with a strong sense of urgency
  • Strong written and oral communication skills
  • Ability to work independently, multitask, and prioritize to meet deadlines
Compensation and Benefits

Pay range: $25.60 - $48.00

Payment frequency:
Hourly

This role is also eligible for a bonus and competitive benefits. More information about our employee benefits can be found in the link above.

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors.

Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE.

Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891.(Use the "Apply for this Job" box below)..org

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

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