Commercial Banking Relationship Manager

Commercial Banking Relationship Manager

Stock Yards Bank & Trust is a banking institution with offices in Louisville, Central, Eastern and Northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets.

Job Title: Commercial Banking Relationship Manager

FLSA Status: Exempt

Department: Commercial Lending

Hours of Operation: Full-Time (flexible start time), approx. 45 hours per week

Oversees and manages commercial loan portfolio and develops new business.

• Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
• Supports all functions that maintain compliance with regulatory agencies.

• Solicit business from prospective customers and existing customer base.
• Evaluate loan requests and approve loans within authority or make loan recommendations to management.
• Analyze financial and credit condition of applicants and determine loan payment capabilities.
• Negotiate credit terms and conditions.
• Service and retain existing customer base.

• Education: BA/BS in business, finance or related field.
• Experience: Minimum of two years of experience in Commercial Lending;
  Proven ability to develop and retain business;
  Good communication skills;
  Professional appearance and demeanor;
  Knowledge of lending services and bank products;
  Knowledge of loan, bank and regulatory policy;
  Ability to analyze loan requests and determine borrowing need and repayment sources.

• Primarily sedentary work performed in an office or remote office environment.
• Ability to sit for extended periods of time while working at a computer.
• Frequent use of hands and fingers to operate a computer, keyboard, mouse and other office equipment.
• Ability to speak clearly and hear well enough to communicate with clients, team members and vendors via phone, video and in person.
• Visual acuity sufficient to read computer screens, printed documents and financial data.
• Occasional standing, walking, bending or reaching.
• Ability to lift and carry up to 10–15 pounds occasionally (e.g., files, office supplies).

• 401(K) with a company match of up to 6%
• ESOP employer match
• Medical insurance
• Dental insurance
• Vision insurance
• Cancer/Disease insurance
• Accident insurance
• Flexible Spending Accounts
• Flexible Savings Accounts
• Health Savings Accounts
• Bank paid Life/AD&D insurance
• Voluntary Life/AD&D insurance
• Bank paid Short-Term and Long-Term Disability insurance
• Employee Stock Purchase Plan
• Employee Assistance Program