Director Residential & Commercial Real Estate Lending

Director:
Residential & Commercial Real Estate Lending

Our client, a well‑capitalised investment management firm in the UK, is looking for an experienced director to lead the origination, structuring, and execution of property loans across the UK, focusing on deal sizes between £1 million and £30 million.

Oversee lending activities in the residential and commercial property sector, ensuring compliance and driving strategic growth. Requires expertise in financial services and a deep understanding of the UK real estate market.

• Source and originate residential & commercial development, bridging, and investment loans across the UK.
• Maintain and grow a network of brokers, developers, family offices, and other introducers.
• Identify underserved market segments and develop tailored lending solutions.

• Lead credit analysis, financial modelling, and risk assessment for new transactions.
• Structure bespoke lending solutions, including senior, mezzanine, and stretch senior facilities.
• Prepare and present detailed investment papers to the credit committee.
• Manage the full transaction lifecycle from term sheet to drawdown.
• Oversee third‑party due diligence (valuations, legal, QS, etc.).
• Monitor ongoing loan performance and proactively manage risks and borrower relationships.

• Contribute to the fund's lending strategy and deployment targets.
• Provide market intelligence and competitor insights to inform pricing and risk appetite.
• Support the development of new lending products and underwriting frameworks.

• Manage the full transaction lifecycle from term sheet to drawdown.
• Oversee third‑party due diligence (valuations, legal, QS, etc.).
• Monitor ongoing loan performance and proactively manage risks and borrower relationships.

• 8‑12+ years in real estate lending, structured finance, or private credit investing.
• Demonstrable track record of originating and executing residential and/or commercial loans in the £1 m‑£30 m range.
• Strong understanding of UK planning, development, and residential and commercial real investment markets.

• Entrepreneurial mindset with a strong origination network.
• Excellent credit judgement and structuring capabilities.
• Confident communicator with strong negotiation and presentation skills.
• Comfortable working in a lean, fast‑paced, and dynamic environment.

• Degree in Finance, Real Estate, Economics, or a related field.
• CFA, ACA, MRICS, or similar qualifications are advantageous but not essential.

• Competitive base salary and performance‑linked bonus.
• Hybrid office environment: two days work from home and three days in the office or with clients.
• Opportunity to shape a growing lending platform with institutional capital.
• Flat structure with direct access to senior leadership and investment committee.
• Collaborative and entrepreneurial team culture.