Loan Closing Specialist

AgWest Farm Credit is a member‑owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven‑state territory in the Western United States. AgWest is part of the 100+ year‑old Farm Credit System - the leading provider of credit to American agriculture.

AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.

We are in search of a Country Home Lending Loan Closing Specialist I or II to join our Specialized Lending department in Spokane, Washington (Headquarters). This full‑time position reports to the Director, Operations and assists in home loan origination activities, and performs a variety of portfolio administration duties to support the extension of sound, constructive credit and related services.

After an initial in‑office training period, this position is eligible for workplace flexibility and a one‑time home office stipend. Employees are expected to continue working from their office location a minimum of 50% or 60% of the time depending on location.

The base salary range for this position in Spokane, Washington is:

Level I:
Typical starting range: $40,000 - $51,900
Full base salary range: $40,000 - $57,800
Annual performance‑based incentive target is 6% of base.

Level II:
Typical starting range: $44,200 - $58,900
Full base salary range: $44,200 - $66,200
Annual performance‑based incentive target is 6% of base.

• Collaborate with Relationship Manager and Loan Processor throughout the loan process, to ensure all documentation is accurate and complete.
• Prepare and review disclosures in compliance with TILA‑RESPA Integrated Disclosure (TRID) regulations, ensuring accuracy and completeness and deliver disclosures to customers.
• Perform final review of collateral documentation and loan conditions to ensure accuracy and compliance with regulatory standards. This includes examination of the title policy to verify clear ownership and identify any potential issues that could affect encumbrances or liens.
• Prepare and review legal closing documents for Country Home Loan files, ensuring accuracy and compliance.
• Coordinate the closing process with escrow agents, ensuring all necessary documentation is accurately prepared and submitted for funding following strict timelines and compliance with federal regulations.
• Complete post‑closing review and final loan certification.
• Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.
• Other duties as assigned.

• High school diploma or equivalent.
• The ability to effectively learn and utilize a wide variety of systems/software.
• Knowledge and demonstration of excellent customer service skills.
• Ability work independently and collaborate as part of a team.

• Relevant experience in lending, banking, or a related field.
• General knowledge of credit laws and regulations.
• Knowledge of credit investigation and verification practices.
• Knowledge of loan closing procedures.
• Knowledge of credit and legal terminology, financial services, procedures and forms.
• AgWest loan and interest rate programs.

• Medical, dental, and vision insurance
• Basic term life and AD&D insurance (fully paid for by the company)
• Paid days off annually: 15 vacation, 15 sick, 12 holidays and 3 volunteer
• 401(k) plan (6% match plus 3% employer contribution)
• Employee Assistance Program
• Wellness Program
• Jeans are welcome at work every day at AgWest!

* Vacation accrual rates increase with tenure.

Details about insurance and retirement benefits are available at:

Job level and starting annual salary will be based on a variety of factors including but not limited to experience, education, certifications/licensure, internal equity, location, business needs and market demands. The listed compensation and benefits information is accurate as of the posting date. AgWest reserves…