Lead Compliance Specialist

Lead Compliance Specialist

Zippy was founded with one mission: to make getting a loan for a manufactured home simple, fast, and fully online. We focus exclusively on manufactured home loans, offering a seamless digital experience across the United States.

We are seeking an experienced and highly motivated Lead Compliance Specialist to join our manufactured home and chattel lending and servicing team. The role requires a proven self‑starter who can independently take ownership of assignments, balance multiple projects, and adapt to shifting business priorities.

• Regulatory Expertise:
  Monitor and interpret changes in federal and state regulations affecting mortgage and manufactured housing chattel lending and servicing, and translate requirements into practical business solutions.
• Project Management:
  Lead compliance‑related projects across business functions from concept through implementation, managing multiple assignments with competing deadlines while ensuring alignment with regulatory expectations and company objectives.
• Research and Analysis:
  Conduct advanced research on regulatory developments and industry trends, identify risks, close compliance gaps, and recommend enhancements to existing frameworks.
• Policy and Procedure Development:
  Draft, revise, and maintain compliance policies and procedures with minimal guidance, ensuring alignment with regulatory requirements and company goals.
• Adaptability:
  Adjust quickly to frequent changes in objectives, goals, and needs, ensuring that compliance priorities remain aligned with business direction.

• Education:
  
  High school diploma or equivalent required. Bachelor’s degree and/or compliance‑related certifications are a plus but not required.
• Experience:
  
  Minimum 5 years of direct compliance and regulatory experience in mortgage lending and/or servicing, with a strong preference for manufactured housing chattel loan expertise.
• Knowledge:
  In‑depth knowledge of regulations governing mortgage lending, servicing, and/or chattel loan operations.
• Skills:
  
  Strong analytical, organizational, and project management skills; ability to manage competing priorities in a fast‑paced environment; proficiency with Microsoft Office Suite.
• Communication:
  Ability to clearly and confidently convey complex regulatory requirements to leadership, regulators, and cross‑functional teams; skilled at drafting clear and actionable compliance guidance.

The ideal candidate thrives in an environment with minimal structure, quickly identifies the path forward, and takes ownership of complex compliance initiatives. They bring deep regulatory knowledge, strong judgment, and an ability to see both the details and the broader regulatory strategy needed to keep the organization protected.

• While many of our interviews are conducted virtually, all applicants should be prepared to potentially meet in person as part of the process.
• As a participating employer, we will use E‑Verify to confirm employment eligibility.
• Please note that we are currently only hiring candidates who reside in the following states:
  Arizona, Connecticut, Florida, Georgia, Illinois, Indiana, Louisiana, Maryland, Michigan, Missouri, Montana, Nebraska, Nevada, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, and Wisconsin. Applicants that do not reside in these states will be rejected.

• Competitive Compensation:
  Competitive salary with potential for annual bonuses and variable pay, depending on skills and experience.
• Equity for All:
  All employees receive equity in the company.
• Remote Work:
  Flexible remote‑first environment.
• Comprehensive Health Coverage:
  Medical, dental, and vision insurance, plus company‑subsidized LTD, STD, and life insurance.
• Flexible Spending Accounts:
  Medical & dependent care FSAs.
• Training & Licensing Support:
  Professional growth resources.
• Paid Time Off:
  Generous PTO.
• Wellbeing Programs:
  Access to Headspace, Gympass+, Fetch, Spring Health, SoFi, Perkspot, Ladder, and more through Sequoia Wellbeing Programs.
• Parental Leave:
  Paid parental leave.
• No Meeting…