Portfolio Manager

Overview

United Community is seeking a highly skilled Portfolio Manager. The Portfolio Manager is responsible for managing larger commercial credits, ensuring the portfolio meets soundness, profitability, and growth objectives. They provide credit and sales support to Commercial Lending, analyze complex financial statements, and prepare credit analysis packages. Additionally, the Portfolio Manager serves as a secondary contact on client relationships, identifies cross‑sell opportunities, and assists in the loan process.

The role plays a crucial part in maintaining operational excellence and supporting overall portfolio growth.

• Manage larger commercial credits to ensure portfolio soundness, profitability, and growth.
• Provide credit and sales support to Commercial Lending.
• Analyze complex financial statements and prepare credit analysis packages.
• Serve as a secondary contact on client relationships.
• Identify cross‑sell opportunities with new and existing clients.
• Assist in the loan process, including underwriting and closing.
• Prepare commitment letters and review loan documents.
• Assist lenders in their prospecting efforts.

• Bachelor’s Degree in finance or accounting preferred.
• 5+ years of experience in commercial lending.
• Proficient knowledge of credit policy, banking regulations, and loan documentation.
• Ability to analyze complex financial statements and tax returns.
• Strong interpersonal and communication skills.
• Excellent organizational and time management skills.
• Ability to work effectively within the company's credit culture.
• Proficiency with in‑house financial reporting applications, including Navigator.
• Good mathematical, reading comprehension, and writing skills.

• Must be able to pass a criminal background & credit check.
• This is a full‑time, non‑remote position.

Exempt

USD $60,466.00 – USD $ / Yr.

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Mid‑Senior level

Full‑time

Finance and Sales

Banking

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Huntsville, AL