Credit Risk Product Developer

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your knowledge in Wholesale Credit Risk and your skills in data analysis, problem-solving and solution design to Citi’s Product Development team, focused on Institutional Credit Management (ICM).

Institutional Credit Management provides integrated end-to-end credit underwriting and credit risk management for Citi’s wholesale businesses.

This solution design and execution focused product development role will enable implementation of credit risk target state processes, data & technology capabilities, specifically within wholesale credit limit management and monitoring space.

Based in Irving, this role will position the right candidate for significant future growth potential in Data, Product Development and Credit Risk.

• Create a product vision aligned to business priorities and corresponding roadmap to delivery
• Create clear and specific business and technical requirement documents for product execution
• Develop plans, prioritize, coordinate design and delivery of products or features to product release, and serve as a product ambassador within the user community
• Partner with senior team members and leaders and a widely distributed global user community to define and implement solutions
• Creates clear and specific project plans, business and technical requirements documents for product execution
• Follows market, industry and client trends to own field and adapts them for application Citi’s products and solutions platforms

• Experience capturing business requirements and translating those into a technical specification
• Experience designing, and implementing scalable solutions in a large-scale business environment
• Domain expertise in wholesale credit risk management practices, and/or limits management
• Experience in end-to-end project delivery, preferably in product development, and knowledge of various analytical tools including Tableau

• 5+ years of experience
• Bachelor’s degree, further professional qualifications / Master’s degree preferred
• Experience in one of: i) Technology; ii) Credit Risk. Experience / familiarity in both a very significant plus
• Familiarity with product development methodologies
• Attention to detail and process/analytic mindset
• Ability to build networks and relationships

This role offers the opportunity to build on your in-depth knowledge of management of credit risk within a global bank. Every day there will be new business challenges that will help you develop new skills that can drive your career both today and into the future.

By joining Citi Irving, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

$96,400.00 - $

Primary

Location:

Irving, Texas, United States

Time Type:
Full time

Job Family:
Product Development

Job Family Group:
Product Management and Development

Please see the requirements listed above.

For complementary skills, please see above and/or contact the recruiter.

Nov 19, 2025

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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