Credit & Commercial Manager

Location: Greater London
## About the role

We’re looking for an analytically-minded
** Credit & Commercial Manager
** to lead our
** commercial & pricing strategy
** in our motor finance team, Autolend. We’re building
** high performing portfolios**, with bold growth targets and a commitment to responsible lending.

We are looking for someone who loves using
** strong analytics to drive smarter decisions**, optimise performance, while delivering strong portfolio returns while still delivering strong portfolio returns.

Initially you will be an individual contributor role with the opportunity to
** build and lead a team
** as we grow. You’ll be entrusted with thought leadership on our commercial strategy, and have
** a large remit to set up and optimise our pricing to help achieve our objectives.
** You'll join a
** collaborative, ambitious organisation with minimal bureaucracy
** where ideas matter more than hierarchy with your work directly shaping strategic decisions, enhancing our portfolio performance.##

What You’ll Do:

* ** Own and optimise
** our pricing strategy, deciding how much we lend and at what rates to deliver sustainable growth.
* ** Enhance our customer journey**, improving conversion and performance through both data insights and qualitative feedback.
* ** Define and evolve
** a multi-channel commercial strategy that balances business growth with responsible lending.
* ** Discover insights
** from datasets using Python and SQL to uncover opportunities and optimise our strategy
* ** Stay ahead of competitors
** by monitoring trends, and acquisition channels and adapting quickly.
* ** Collaborate cross-functionally
** with product, engineering, data, and external partners to improve funnel performance
* ** Measure impact** — track results, learn fast, and refine strategies to maximise both customer value and business performance.## What you'll need to succeed
* ** Daily coding experience,
** with proficiency in both Python and SQL ideally
* ** Experience in credit risk or commercial strategy
** roles, ideally within consumer lending or Motor Finance
* ** Strategic and analytical thinking**, with the ability to turn complex data into clear, actionable insights
* ** Drive to deliver results**, aligning with both commercial and customer needs.
* ** Curious and collaborative
** approach and a willingness to challenge your own assumptions
* Experience working in marketing / growth roles is a plus, but not required!## Interview Process
* An initial phone conversation with a member of our team.
* Interviews including a practical case study and team conversations.
* A final discussion with a member of our executive leadership (C-suite).
* The opportunity to scale up one of the
** world’s most successful
** fintech companies
* ** Best-in-class
** compensation, including equity
* You can work from home
** every Monday and Friday
** if you wish - on the other days we all come together IRL to be together, build and exchange ideas
* ** Our in-house chefs
** prepare fresh, healthy lunches in the office every Tuesday-Thursday
* We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to
** private health insurance
*** We're an
** equal opportunity employer
** and are keen to make Lendable the most inclusive and open workspace in London
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