Associate II, Business Risk

At FNBO, our employees are the heart of our story-and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.

The Associate II role is responsible for completing monitoring related to the Commercial risk environment to ensure accuracy in accordance with policies and procedures as well as meeting regulatory requirements for the Community Reinvestment Act (CRA) on commercial loans.

Complete QA for assigned establishments and processes.

• Provide an independent objective review of Commercial to ensure they are operating in compliance with policies and procedures and regulatory requirements.

• Completes a variety of QA review or targeted testing for identified processes to ensure Commercial employees are operating in compliance with policies and procedures as well as meeting regulatory requirements.

• Provide results of assessments and QA to manager or Senior Team Members on current gaps and oversee all follow up action items are completed timely and at a satisfactory level.

Complete daily and monthly monitoring and audits with accuracy and maintain documentation as assigned by manager.

Engage with manager to propose solutions to improve monitoring oversight and related functions.

Identify and recommend to manager additional training, tools or other ways to increase compliance with policies and procedures for commercial employees.

Provide support as needed to commercial employees and their management. Answer questions in a timely fashion.

Assist Manager or Senior Team Members with the Implementation of controls to mitigate identified compliance risks, industry changes or other emerging risks.

Assist with Corrective Action and Self-Identified Issues or resolution of Compliance Issues or events in a timely, detailed, and accurate manner.

• Previous Commercial Lending, Risk Monitoring, or Other Related Experience
• Previous experience using systems utilized by Commercial Lending.
• Knowledge of Commercial processes and procedures; including front-end and back-end/sales to servicing.
• Ability to work independently and meet deadlines. Self-reliance and willingness to "own" problems, seek out answers without step-by-step directions, and creatively find solutions.
• Strong organizational skills with the ability to manage multiple priorities.
• Strong written and oral communication skills
• Knowledge and experience in Microsoft Word, Excel, and Power Point

Candidates must possess unrestricted work authorization and not require future sponsorship.

Compensation range (base pay): $63,288.00-$

This role may have a specific starting pay within this range.

Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

It is anticipated that the incumbent in this role will work in a hybrid capacity, balancing in-person collaboration three (3) days a week with remote flexibility two (2) days a week. As part of our team, you'll experience the energy and relationship-building of face-to-face collaboration while still enjoying the flexibility of remote workdays. We provide the tools and technology to ensure seamless transitions between work environments, supporting your productivity wherever you are.

Please note that work location is subject to change based on business needs.

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:

• Medical, Dental, Vision Insurance
• 401k, With Matching Contributions
• Time Off Programs
• Health Savings Account (HSA)/Dependent Care
• Employee Banking
• Growth Opportunities
• Tuition Assistance
• Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here:

For additional information regarding compensation and benefits, e-mail FNBO at  To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.

Job number: R-

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