Resolution Management Officer

Job Title

Resolution Management Officer

This individual is responsible for managing an assigned portfolio of accounts, reviewing existing loan documentation for errors and omissions, evaluating client capacity to repay outstanding debt, and taking action to resolve delinquencies in the assigned portfolio.

• Monitors existing loans for conformity to terms and conditions.
• Develops and implements a plan of action to protect and improve the bank’s position through negotiating satisfactory repayment schedules, obtaining additional collateral and/or restructuring as appropriate.
• Reviews existing loan documentation for errors and omissions, and evaluates client’s financial strength and capacity to repay outstanding debt.
• Analyzes financial statements and related information.
• Negotiates satisfactory repayment schedules.
• Obtains additional collateral and/or restructuring as appropriate.
• Manages foreclosure proceedings when necessary.
• Assists with the management and liquidation of ORE assets.
• Provides commercial loan services for the Bank.
• Reduces the bank’s exposure to loss in loan workouts.
• Prepares periodic reports to the head of RMG, for the Problem Loan Committee, and Senior Management as needed.
• Performs other duties and projects as assigned.

• Strong problem solving skills.
• Team player.
• Strong work ethic.
• Willingness and ability to learn.
• Working knowledge of consumer and commercial loan documentation.
• Working knowledge of commercial credit and consumer credit underwriting.
• Ability to convey, pursue and protect the bank’s interests in a professional manner.
• Adherence to bank’s credit policies, maintaining required documents; clear exceptions, monitoring covenant compliance, recommending risk rating changes, loan loss recognition and accrual status.

• None

• Bachelor’s degree and work experience involving lending, collections or credit review and underwriting.
• Must have two to five years of bank experience.

• Skilled in operation of a personal computer, including Microsoft Word and Excel, and in Google Docs.

• None

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at  Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live.

We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings.

If you would like more information about your EEO rights as an applicant under the law, please .

• Entry level

• Full-time

• Management and Manufacturing

• Banking