Consumer Credit Examiner

Consumer Credit Examiner I

Agency: 635 COMM. ON CONSUMER CREDIT

Supervisory Organization: Administration

Job Posting End Date: Refer to the date listed at the top of this posting, if available. Continuous if date is blank.

Note:

Applications will be accepted until 11:59 PM on the day prior to the posting end date above.

Estimated Appointment End Date (Continuous if Blank)

Full/Part-Time: Full time

Job Type: Regular

Compensation: Starting Salary: $60,326 annually

• Performs examinations and investigations of financial and other records of finance companies, mortgage brokers, mortgage loan originators, pawn shops, health spas and other lenders and creditors concerning individual transactions related to loans, consumer credit sales, rental purchase agreements and membership fees;
• Determines compliance with laws and regulations, including the Uniform Consumer Credit Code and the federal Truth-in-Lending Act, concerning disclosure, annual percentage rates, refunds, delinquency and deferral fees, extension agreements, and general business practices;
• Investigates consumer complaints and other information related to overcharges, misleading advertising and other activities;
• Reviews, processes and investigates applications for licenses, which may include, but is not limited to, background and credit reports;
• Prepares affidavits, reports and other materials concerning examinations, investigations and licensing;
• Obtains evidence for administrative hearings and provides testimony at administrative hearings;
• Evaluates the financial condition of mortgage lenders;
• Primarily responsible for performing routine entry level work in a training status to build their skills in conducting examinations and investigations of various creditors and licensees to ensure compliance with applicable laws and regulations;
• Trained by supervisors to conduct examinations and investigations of licensee records and transactions;
• Trained to prepare reports concerning examinations and investigations that have been completed;
• Must be able and willing to fulfill all job-related travel normally associated with this position (75%); candidate must be willing to perform overnight travel within the State of Oklahoma and the United States.

Required at this level includes knowledge of accounting and auditing principles; of laws and regulations concerning financial institutions and other credit organizations regulated by the agency, including the Uniform Consumer Credit Code and federal Truth-in-Lending Act; of procedures for conducting interviews and investigations; and of modern office procedures, practices and equipment.

Required:

a bachelor’s degree in business administration, accounting, finance, mathematics or public administration or one year of auditing/examination experience or compliance experience with a business entity or government agency for each year of required education.

The State of Oklahoma is an equal opportunity employer and does not discriminate on the basis of genetic information, race, religion, color, sex, age, national origin, or disability.

Current active State of Oklahoma employees must apply for open positions internally through the Workday Jobs Hub.

If you are needing any extra assistance or have any questions relating to a job you have applied for, please contact the relevant agency for additional information.