Chief Financial Officer

Position: Chief Financial Officer (58570)
About Us

HAC, Inc. is a multi-state grocery retailer operating Homeland, United, and Piggly Wiggly stores across Oklahoma and the Southeast. As an employee-owned (ESOP) company, we are committed to serving our communities while building long-term value for our employee-owners.

We operate in a dynamic, fast-paced retail environment that requires strong financial discipline, operational partnership, and strategic leadership.
Position Overview

We are seeking a strategic and operationally focused Chief Financial Officer (CFO) to lead all financial functions of the organization and serve as a key member of the executive leadership team.

This role will drive financial performance, cash flow management, capital strategy, and retail profitability across a multi-location grocery environment. The CFO will partner closely with the CEO, Board of Directors, and executive leadership to support business decisions, store performance, and long-term organizational growth.
Key Responsibilities
Executive Financial Leadership

• Serve as a strategic advisor to the CEO and Board on financial performance, capital planning, and business strategy
• Lead long-range financial planning, forecasting, and capital allocation
• Provide financial modeling and scenario analysis for store operations, closures, acquisitions, and investments

Retail & Operational Finance

• Oversee financial performance across all retail locations, including:
  • Store-level P&L performance
  • Labor cost management and scheduling efficiency
  • Margin, shrink, and inventory performance
• Partner with Operations to improve store profitability and financial accountability
• Develop KPIs and dashboards to support field leadership

Accounting, Audit & Controls

• Direct all accounting operations including GL, AP, AR, payroll accounting, and inventory accounting
• Oversee monthly, quarterly, and annual financial reporting
• Lead external financial audits and benefit plan audits (401(k), ESOP, and health & welfare plans)
• Ensure strong internal controls and GAAP compliance

Treasury, Cash Flow & Capital Structure

• Manage banking relationships, debt facilities, and lender compliance
• Lead cash flow forecasting and working capital optimization
• Evaluate financing alternatives and capital market strategies

Budgeting & Financial Planning (FP&A)

• Lead annual budgeting and rolling forecasts across stores and corporate functions
• Monitor actual vs. budget performance and communicate variances
• Provide cost and profitability analysis to support pricing and merchandising decisions

Tax, Insurance & Risk

• Oversee corporate tax compliance and multi-state tax strategy
• Manage insurance programs and enterprise risk exposure
• Partner with HR/Benefits on self-funded health plan financial performance and liabilities

ESOP & Governance

• Support ESOP valuation readiness, repurchase obligation planning, and trustee reporting
• Partner with external valuation firms, auditors, and advisors
• Prepare Board and Audit Committee reporting and materials

What We're Looking For
Required Qualifications

• Bachelor's degree in Accounting, Finance, or related field
• CPA required
• 10+ years of progressive financial leadership experience
• 5+ years in a senior finance leadership role (Controller, VP Finance, or CFO)
• Experience in retail, grocery, and multi-location operations required

Preferred Experience

• Employee-owned (ESOP) company experience
• Union workforce or multi-labor environment exposure
• Inventory-based accounting and high-volume, low-margin business models
• Multi-state operations and tax structures
• Experience supporting Board governance and audit committees

Leadership Competencies

• Strategic and data-driven decision-making
• Strong executive presence and communication skills
• Ability to translate financial insights into operational action
• High integrity and commitment to fiduciary responsibility
• Collaborative leadership style with cross-functional partnership

Why Join HAC, Inc.?

• Be part of an employee-owned company where your work directly impacts associates and communities
• Join an executive leadership team shaping the future of a growing retail organization
• Opportunity to lead meaningful financial transformation and operational improvement initiatives
• Competitive executive compensation and benefits package

Compensation & Benefits

• Competitive base salary (commensurate with experience)
• Executive incentive/bonus plan
• ESOP participation
• Comprehensive medical, dental, and vision benefits
• 401(k) plan
• Paid time off and executive benefits package