Mortgage Loan Originator II

At RCB Bank, we believe that every role within our organization plays a critical part in delivering exceptional service to our customers and communities. The jobs we offer reflect our commitment to building strong, meaningful relationships and maintaining the highest standards of integrity, professionalism, and customer care. We are dedicated to fostering a culture where every team member understands their purpose and impact on our mission to serve the financial needs of our customers while contributing to the economic vitality of the communities we call home.

Someone responsible for providing excellent customer service and promoting Bank products/services while maintaining good relationships with current clients, past clients, and referral partners.

• You have good interpersonal and communication skills to generate referral business and leads.
• You are self‑motivated, organized, and able to prioritize tasks.
• You possess knowledge of FHA, FNMA, FHLMC, VA, and Rural Development guidelines.
• You have knowledge regarding compliance with RESPA and MDIA.
• You care about your community and have a desire to be involved.

• Generate loans from outside sales calls including, but not limited to real estate companies, builders, relocation companies, and the public.
• Meet with prospective borrowers, review and analyze credit and financial information, determine borrower financing objectives and goals, present appropriate products, programs, and disclosures as required.
• Collect supporting loan documents as required and provide a complete loan package to the operations team. Work with operations team to ensure all loan conditions and closing dates are met.
• Negotiate terms and conditions of loans with customers.

• High school diploma or GED
• NMLS or the ability to obtain NMLS registration
• Financial organizational skills and financial information understanding
• Minimum of two (2) years of experience in mortgage lending functions.
• Customer service experience
• Some sales experience, preferably in the mortgage industry

• Previous experience as a Mortgage Loan Originator

• Medical Plan
• Prescription Drug Plan
• Teladoc™
• Dental Plan
• Vision Plan
• Flexible Spending Accounts (Healthcare & Dependent Care)
• Life and AD&D Insurance
• Disability Plans
• Life Assistance Plan (EAP)
• Multiple Supplemental Plans
• Sick Leave
• Paid Federal Holidays
• Vacation and PTO
• 401(k)
• ESOP

Individuals in this position must be able to perform essential functions and physical demands within these documented working conditions with or without reasonable accommodation:
This position is in an office environment within a climate-controlled facility that can be high-traffic during peak service times. There is frequent use of the telephone, computer and other office equipment associated with this position. Individuals in this position are typically seated at their personal desk for most of the day. The individual responsible for this role must be able to perform job functions with general supervision and work effectively as a member of a team and independently.

The individual must be capable of working harmoniously with diverse personalities of co-workers, staff and customers. This position requires regular and reliable attendance and the ability to work varying hours.

RCB Bank is an EOE. We offer EEO to all persons without regard to race, color, religion, age, marital or veterans’ status, sex, national origin, physical or mental disability, or any other legally protected class.