Senior Mortgage Loan Originator

RCB Bank has been a responsible employer since 1936, standing firm on moral and ethical principles as a bank and as an inclusive employer while fulfilling our commitment to excellence. Operating with values such as integrity, respect, sincerity and honor, RCB Bank is an equal opportunity employer, striving to hire diverse employees who meet high standards of character, education and occupational qualifications.

RCB Bank is dedicated to building Relationships, contributing to our Communities, and embracing our Boldness!

At RCB Bank, we believe that every role within our organization plays a critical part in delivering exceptional service to our customers and communities. The jobs we offer reflect our commitment to building strong, meaningful relationships and maintaining the highest standards of integrity, professionalism, and customer care. We are dedicated to fostering a culture where every team member understands their purpose and impact our mission to serve the financial needs of our customers while contributing to the economic vitality of the communities we call home.

RCB Bank is committed to creating an outstanding experience for our customers in every single interaction, and we desire to differentiate RCB Bank from the competition through exceptional standards of service. All employees, whether in person, on the phone, through email, or online are expected to conduct themselves with the utmost level of professionalism and customer service while adhering to the RCB Bank standards of service:
Integrity, Reputation, Professional, Empowered, Welcome, Ownership, Action, Responsive, Relational, and Excel.

Someone responsible for providing excellent customer service and promoting bank products/services while maintaining good relationships with current clients, past clients, and real estate professionals. Responsible for training and providing assistance to new or existing Mortgage Loan Originators.

• You have good interpersonal and communication skills to generate referral business and leads.
• You possess extensive knowledge of FHA, FNMA, FHLMC, VA, and Rural Development guidelines.
• You possess extensive knowledge of RESPA and MDIA compliance.
• You are self-motivated, organized, and skilled at prioritizing tasks.
• You enjoy helping people realize their dreams of home ownership.
• You care about your community and have a desire to be involved.

• Generate loans from outside sales calls including, but not limited to, real estate companies, builders, relocation companies, and the public.
• Meet with prospective borrowers, review and analyze credit and financial information, determine borrower financing objectives, and present appropriate products, programs, and disclosures as required.
• Provide training and guidance to newly-hired mortgage loan staff.

• High school diploma or GED.
• NMLS or the ability to obtain NMLS registration.
• Financial organizational skills and financial information understanding.
• Minimum of five (5) years’ experience in mortgage lending functions.
• Customer service experience.
• Sales experience preferably in the mortgage industry.

• Bachelor’s degree in Finance, Accounting, or Business; or equivalent combination of education and experience.

• Medical Plan
• Prescription Drug Plan
• Teladoc™
• Dental Plan
• Vision Plan
• Flexible Spending Accounts (Healthcare & Dependent Care)
• Life and AD&D Insurance
• Disability Plans
• Life Assistance Plan (EAP)
• Multiple Supplemental Plans
• Sick Leave
• Paid Federal Holidays
• Vacation and PTO
• 401(k)
• ESOP

Individuals in this position must be able to perform essential functions and physical demands within these documented working conditions with or without reasonable accommodation. This position is in an office environment within a climate-controlled facility that can be high-traffic during peak service times. There is frequent use of the telephone, computer and other office equipment associated with this position. Individuals in this position are typically seated at their personal desk for most of the day.

The individual responsible for this role must be able to perform job functions with indirect supervision and work effectively as a member of a team and independently. The individual must be capable of working harmoniously with diverse personalities of co-workers, staff and customers. This position requires regular and reliable attendance and the ability to work varying hours.

RCB Bank is an equal opportunity employer. We offer equal employment opportunity to all persons without regard to race, color, religion, age, marital or veterans’ status, sex, national origin, physical or mental disability, or any other legally protected class.