HMDA Specialist

Full Time

JOB SUMMARY

The HMDA Specialist is responsible for overseeing and performing various functions in connection with submitting the HMDA LAR. This includes responsibility for collecting and validating HMDA reporting information, entering collected data into appropriate software, and participating in submitting the HMDA LAR. In addition to HMDA, the HMDA Specialist will collect and submit the CRA Register but is not responsible for validating CRA data.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Under the direction of the Loan Compliance Systems Supervisor

Perform monthly downloads and daily maintenance of HMDA and CRA data into reporting software

Collect, validate, and analyze loan data to ensure compliance with HMDA reporting requirements

Identify and correct all errors within the reported data to ensure 100% accuracy prior to annual LAR submission deadlines

Work with bank employees to resolve inconsistencies in loan data and recommend changes as warranted that will ensure the accuracy in reporting of HMDA data

Develop written assessments of HMDA performance for branches and other bank business lines through comprehensive data analysis and review

Act as a resource for bank employee questions regarding HMDA procedure and regulation

Assist with the analysis of newly effective or revised state and federal regulations

Complete assigned work within deadlines to ensure efficiency and meet compliance reporting dates

Assist in updating the HMDA compliance manual and conduct HMDA training

Assist with other job‑related duties as requested by supervisor/manager

Regular and consistent attendance is an essential function of this position

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

REQUIREMENTS

A bachelor’s degree is preferred, although consideration will be given to those with equivalent experience

Working knowledge of lending laws and regulations and bank lending operations is preferred

Strong familiarity with loan documentation

Strong working knowledge of Microsoft Word and Excel

Analytical skills necessary to gather, review, and assess data, develop and support conclusions, and make practical recommendations

Must demonstrate a business professional image and demeanor

Work well under stress and deadlines while managing multiple tasks

Must be able to communicate professionally both verbally and in writing

Provide consultative guidance

Excellent organizational skills

Ability to work independently with attention to detail

Hometown service, statewide strength.
Banc First is committed to investing in the future of Oklahoma communities. Banc First is a $14 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.
EOE - Banc First is an Equal Opportunity employer.

• Entry level

• Full-time

• Other

• Banking