Head of Engineering; Credit

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 70+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people.

People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

We’re looking for a Head of Engineering to lead our credit product vertical — one of the most complex and business‑critical areas for Revolut. You'll build and scale products from scratch, ship fast, and lead high‑performing engineering teams across multiple countries.

Partnering directly with Product, Data, and Operations teams, you'll define and lead the roadmap, ensuring we deliver scalable, secure, and high‑impact credit features.

We operate in a high‑performance environment where ownership, speed, and impact are expected and rewarded. While we’ve scaled and matured as a company, we keep bureaucracy to a minimum and focus relentlessly on delivering results.

• Leading engineering for our credit vertical (loans, BNPL, credit cards), owning end‑to‑end delivery from architecture to production
• Owning the product and solution architecture with a key focus on quality control and code optimisation
• Managing and scaling distributed engineering teams across multiple locations
• Partnering closely with Product, Data, and Operations to define a high‑impact roadmap and ship value fast
• Driving technical excellence, performance, scalability, and reliability across all systems
• Influencing best practices and helping to ensure these are consistently followed across the company
• Optimising and reviewing the performance of teams, with an aim to increase the quality of engineering as a functional leader
• Building new products from scratch, while evolving and optimising existing platforms
• Attracting, retaining, and developing top engineering talent, setting a high bar and leading by example
• Making data‑driven decisions, balancing speed and quality, always pushing for efficiency
• Creating clarity in ambiguous environments and aligning tech efforts with business goals

• Experience leading and scaling engineering teams, preferably in fintech or high‑growth tech companies
• A technical background, ideally hands‑on experience with backend systems, microservices, and distributed architectures
• An ownership mindset to take full responsibility for delivery, quality, and team performance
• Expertise in designing and owning product and solution architecture, with a keen eye for code quality and optimisation
• A track record of building products from scratch and scaling them for millions of users
• Expertise in data‑driven decision‑making and using metrics to drive engineering excellence
• Exceptional leadership skills to inspire, develop, and retain high‑performing teams
• Experience collaborating closely with product managers, data scientists, and operations teams
• To be comfortable working in a fast‑paced, ambiguous environment with tight deadlines and shifting priorities
• Excellent communication skills with the ability to influence across teams and levels of seniority

• Experience in credit products, lending platforms, or BNPL services
• A background working in a global, distributed engineering organisation
• Familiarity with modern fintech compliance, security, and risk frameworks
• Experience with cloud platforms (AWS, GCP, Azure) and infrastructure as code
• Knowledge of machine learning applications in credit scoring or fraud detection
• Experience hiring and managing remote teams across multiple time zones
• A passion for fintech innovation and a solid understanding of…