Associate Director, Structured Finance

About the Role

Grade Level (for internal use): 12

Credit Analytics is an integral part of the Global Ratings Services team, comprising a diverse group of 1400 analysts spread across key financial hubs worldwide. Our culture thrives on collaboration and a global mindset, fostering an environment of inclusivity and continuous learning. We encourage our team members to challenge the status quo, embrace new perspectives, and drive transformative solutions. By joining us, you will be part of a forward‑thinking team that is committed to excellence and making a significant impact on the world of credit analytics.

This role presents an opportunity to contribute to a team at the forefront of ratings innovation focused on structured finance. Financial markets are constantly evolving, and S&P is creating a team to ensure we can provide our credit opinions in a timely fashion on new and innovative structures and risks. The role supports the timely delivery of high‑quality credit opinions on innovative and complex structured finance transactions, while maintaining analytical consistency and rigor across rating practices.

In this role, analysts have an opportunity to leverage their existing expertise while being exposed to new sectors. They’ll be responsible for acting as a primary analyst on new engagements and leveraging their sector experience in the analysis of other engagements. They’ll also spend time in a range of pre‑engagement discussions to provide market education and discuss the rating feasibility of new and innovative structures.

The successful candidate will be a key contributor to a new team in support of a key strategic priority for Ratings and will be challenged to add competencies & skills from sectors outside of their areas of expertise to build a broad knowledge of assets, markets & structures.

• Perform rigorous analytical work, research, fundamental credit analysis and writing of analytical reports on structured finance and cross‑practice transactions.
• Interact with market participants to educate external stakeholders about S&P’s analytical approaches and assess analytical proposals on novel structures and presentation of analytical findings to internal and external constituencies.
• Collaborate with analytic teams from different practices & regions to provide rating solutions for complex & esoteric transactions.
• Serve as a primary analyst on new issue and surveillance transactions, completing the end‑to‑end ratings process. Perform cash flow analysis, synthesize results, and present findings in a timely manner in committees.
• Review legal and operating documents to ensure consistency with criteria and identify issues with the transaction structure. Provide comments to external parties.
• Actively manage relationships with internal and external clients.
• Demonstrate strong knowledge of ratings criteria across structured finance and related practices and be able to handle clients’ analytical questions.
• Actively contribute to our training and outreach efforts, including the completion of timely commentaries, podcasts, and webinars.

US Candidates: S&P Global states that the anticipated range of compensation for this position is $120,400 to $180,000. Final compensation for this role will be based on the individual’s performance, geographic location, as well as experience level, skill set, training, licenses, and certifications.

Canadian Candidates: S&P Global states that the anticipated range of compensation for this position is $100,000 to $165,000. Final compensation for this role will be based on the individual’s performance, geographic location, as well as experience level, skill set, training, licenses, and certifications.

In accordance with Ontario's new regulations effective January 1, 2026, this job posting provides information on expected compensation. S&P Global will not be utilizing artificial intelligence in our hiring process. Additionally, we are committed to transparency and will inform all interviewed candidates of hiring decisions within 45 days of their interview. This posting is for an existing vacancy, and…