Credit Underwriter - Advance Partners

Imagine Your Future with Us! Since 1971, Paychex has been at the forefront of simplifying HR, payroll, and benefits for American businesses. Our digital HR technology and advisory solutions cater to the changing needs of employers and their employees. With our award‑winning training and endless opportunities for growth and development, you can build a lifelong career with us. We pride ourselves on fostering an inclusive and innovative culture.

Our leaders are here to support your career journey; they and our dedicated employees embody the values that drive us to support each other, our clients, and our communities. Join us to pursue your passion and unleash your potential.

Manages the entire underwriting process for new clients from the initial receipt of application until the first funding.

Advance Partners, a Paychex‑backed financial services firm founded in 1998 and based in Cleveland, OH, empowers staffing agencies with payroll funding, invoice factoring, back office support, and strategic services. Serving 600+ firms with nearly $8 billion annually, they offer flexible capital, compliance expertise, and growth‑focused advisory tailored to the talent acquisition industry. For more information visit

Please note:

The person who fills this role will train/work in one of the local offices listed in the posting. After training they will be allowed to work a hybrid schedule of 3 days in the office and 2 days at home if desired.

The shift is Monday - Friday, approx. 8:30 am - 5:30 pm ET. (Hours in other time zones may be adjusted).

Applicants must be authorized to work for any employer in the US. Paychex is unable to sponsor or take over sponsorship of an employment Visa at this time. Candidates for this role may not be located in CA.

This position is available for US based applicants only.

• Researches and completes write‑ups of client condition and operating results on financial and credit information, and existing contracts to address client financial viability and credit worthiness to mitigate risk.
• Researches guarantor's various financial and other related documents, such as individual tax returns, Equifax reports and personal financial statements to determine financial viability and credit worthiness of applicant.
• Researches accounts receivable information for aging, concentration, and end debtors to determine financial viability and credit worthiness based on available financial and credit information.
• Builds initial collateral file to be used during the credit approval process of a new client.
• Reviews client and individual applications for completeness of information.
• Ensures completeness and accuracy of all information included in the Client Approval Memorandum.
• Guides and assists Sales team in process for collecting necessary information needed to qualify leads.
• Assists Sales team as needed with deal structures and contract terms.

• Bachelor's Degree in Finance or related field - Preferred
• Comparable work experience.
• Understanding of basic finance and credit practices.
• Requires ability to analyze data and understand business significance.

In the spirit of pay transparency, we are excited to share that the starting base pay range for this position is $60,000 - $70,000 annually. Please keep in mind that this range is the base pay only and does not consider other components that make up the total rewards package for the position. If you are hired at Paychex, your overall compensation will be determined based on factors such as geographic location, skills, education, and/or experience which may result in total compensation outside of this range.

• Act with uncompromising integrity.
• Provide outstanding service and build trusted relationships.
• Drive innovation in our products and services and continually improve our processes.
• Work in partnership and support each other.
• Be personally accountable and deliver on commitments.
• Treat each other with respect and dignity.

• We value your well‑being:
  We provide over 21 comprehensive rewards, including medical coverage, virtual wellness classes, tuition reimbursement, 401(k) + employer…