AVP Consumer Lending Compliance

Thanks for your interest in applying to the Bank of Utah. My name is Danielle Wissmar, and I work as VP Compliance Manager. As an introduction to our company, the Bank of Utah was founded in 1952, and is one of Utah’s largest privately owned community banks. We were named Nasdaq’s Best Bank in Utah for 2025 and a Top 100 Fastest Growing Company.

We strive to unlock the potential of our team members, clients, and community. We act with integrity in every decision, build trust through every interaction, and exceed expectations at every opportunity. We seek to responsibly create lasting prosperity today and for generations to come.

If our mission statement piques your interest, we encourage you to apply for the currently open position of AVP, Consumer Lending Compliance to work Monday - Friday. The ideal candidate will demonstrate advanced regulatory expertise, operational precision, and strategic leadership in lending compliance. This role is designed for a seasoned professional ready to shape the Bank’s compliance posture, influence cross‑functional decision‑making, and elevate the integrity of lending practices across consumer mortgage portfolios.

• Bachelor’s degree in business, finance, or related field; equivalent experience considered
• 10+ years of progressive experience in bank/mortgage compliance or lending operations
• Extensive knowledge of federal and state lending regulations, including HMDA, fair lending, and QC standards
• Proven ability to interpret complex regulatory guidance and translate it into actionable policy
• Effective communication skills with experience advising executives and regulatory bodies
• Proficiency in Microsoft Office and lending compliance platforms

• Great work‑life balance, with a Monday‑Friday schedule
• Competitive pay and benefits, including medical, dental and vision plans
• 401(k) plan and match up to 5 percent in our employee stock ownership program (eligibility requirements must be met)
• 12 paid bank holidays + paid time off, including paid parental leave
• Volunteer opportunities to make a difference in the communities where you work and live
• Awards and recognition to celebrate you and your colleagues for living the bank's values

• Program Oversight & Strategic Execution
  • Partner closely with the Mortgage Operations team, advising on regulations and their applicability to our operations.
  • Drive strategic alignment across compliance and operations teams to optimize workflows.
  • Co‑lead the Bank’s lending compliance program, overseeing consumer lending.
  • Develop, revise, and maintain policies and procedures to mitigate compliance risk and ensure regulatory alignment.
  • Monitor and report lending compliance violations and trends to VP Compliance Program Manager.
  • Integrate compliance controls, testing, and monitoring into business unit workflows.
• Regulatory Leadership
  • Manage the Bank’s HMDA program, including LAR preparation and submission.
  • Oversee the fair lending program, including quarterly analysis and discrimination risk assessments.
  • Lead the mortgage QC program, including vendor oversight, reporting, and remediation.
  • Facilitate regulatory examinations and audits related to lending and HMDA.
• Advisory & Training
  • Serve as a subject matter expert, providing guidance to business units and mortgage personnel.
  • Interpret and disseminate new regulations, ensuring timely and effective implementation.
  • Develop and deliver formal compliance training across departments.
  • Review and approve marketing materials, disclosures, and customer agreements for regulatory compliance.
• Governance & Collaboration
  • Actively participate in the Management Compliance Committee and Fair Lending Committee.
  • Collaborate with internal stakeholders to foster a proactive and transparent compliance environment.
  • Function as liaison with regulatory agencies on matters of interpretation, examination, and enforcement.
• Professional Development
  • Maintain relevant certifications (e.g., CRCM) and stay current on emerging regulatory trends.
  • Attend industry conferences, webinars, and training sessions to enhance expertise and credential the Bank’s compliance program.