Mortgage Loan Processor

Job Summary: Answer questions from members on real estate loans and rates. Gather and assess financial information on members for the purpose of qualifying status for mortgage loans. Provide member with applications, interview for routine loans, or to obtain additional information, and set up appointments with mortgage loan officer. Collate, review, and verify a myriad of loan documents for accuracy for real estate transaction.

• Review and process mortgage loan applications and conduct loan interviews with members when necessary. Follow up with members to obtain any documentation.
• Provide all applicable disclosures.
• Calculate closing costs and provide a good faith estimate for closing costs to members.
• Process loan to include verification of employment, deposit accounts, and all liabilities in order to prepare application of verified information.
• Order and check credit report to identify creditworthiness of applicant based on industry standards for collateral/equity value.
• Request flood certification to identify if property is or is not in a flood zone.
• Perform various preliminary reviews on loan files such as title reports, flood determinations, hazard binders and appraisals.
• Order title work.
• Prepare closing package, researching and resolving all items in the closing.
• Perform other responsibilities as assigned.
• Professionalism, tact and diplomacy are essential elements of the role; must be able to collaborate. Strong social skills and problem solving are expected.

• Strong communication skills, attention to detail, and professional demeanor. Computer literate.
• Ability to multi-task at a fast pace.
• Ability to work well under pressure.
• Willing to work at different branches as needed.

Southwest Heritage Credit Union is an Equal Opportunity Employer and offers a drug-free work environment.

Satisfactory Background check and drug testing a condition of employment.

All SWHCU employees are required to complete and pass mandatory drug and background screening.