Mortgage Banker Outside Sales

Mortgage Banker Outside Sales

Ameris Bank is a purpose‑driven financial institution dedicated to delivering financial peace of mind across the Southeast, Mid‑Atlantic and nationwide. Our team values integrity, collaboration and a growth mindset, enabling us to meet every customer’s needs through inclusive, innovative solutions.

Overview

As a Mortgage Banker Outside Sales representative, you will originate and close mortgage loans by engaging clients, building referral relationships with real estate brokers, builders, developers and branch partners, and actively soliciting business through direct sales activities in the field.

Essential Functions, Duties, and Responsibilities

• Maintain an active Ameris Bank sponsored Nationwide Mortgage Licensing System and Registry (NMLS) number in compliance with federal S.A.F.E Act requirements.
• Establish and nurture client relationships with realtors, builders, developers, branches and referral agents on an ongoing basis.
• Contact potential or existing customers in person or by phone to develop new business or retain existing business.
• Advise customers on eligible products, ensuring selections meet their financial needs and avoiding steering.
• Assist customers with loan applications, required documentation, disclosures, and submission within scheduled timelines.
• Oversee loan processing, monitor status, and communicate workflow and file coordination to processors, collecting additional documents as needed.
• Adhere to established fee and product pricing structures.
• Network through industry functions, professional, business and community organizations to promote loan products monthly.
• Attend purchase loan closing transactions on behalf of Ameris Bank Mortgage as required.
• Communicate with branch managers regularly to update on sales call efforts.
• Meet with loan processors to review pipeline reports for accuracy and status.
• Support cross‑selling opportunities with branch managers and sales personnel.
• Keep informed on all Ameris Bank Mortgage loan programs and comply with regulatory and compliance requirements.
• Meet or exceed minimum production standards as outlined in the compensation agreement.
• Attend all required meetings and complete all training.
• Follow the work schedule designated by management.
• Practice ethical sales behaviors aligned with Ameris Bank’s core values of Integrity and Honesty.

Required Knowledge, Skills and Competencies

• Experience using mortgage origination applications.
• Effective use of a contact management system.
• Knowledge of mortgage products, servicing, operations and current market trends.
• Proven mortgage production of $5 million over the past year.
• Proven success in establishing referral relationships.

Industry and Work Experience

• Minimum 1 year of mortgage experience.
• Minimum 1 year of customer service experience.

Academic

• High school diploma or GED required.
• Bachelor’s degree preferred.

Benefits

Ameris Bank provides a comprehensive benefits package, including medical, dental, vision, life and disability insurance, paid leave, holidays, employee stock purchase plan, 401(k) with matching contributions, flexible spending accounts, health savings and reimbursement accounts, and a range of employee assistance programs.

Banking Advantages for Employees

• Free interest checking, safe deposit box, money orders, travelers’ checks and cashier’s checks.
• Discount on mortgage origination fee.
• Free online banking and unlimited online bill payment.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

All job requirements are subject to modification to accommodate individuals with disabilities. Some requirements may exclude applicants who pose a direct threat to health and safety. This employer is required to notify all applicants of their rights pursuant to federal employment laws.

Seniority Level

Entry level

Employment Type

Full‑time

Job Function

Finance and Sales

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