Credit Risk Manager

$66,000 – $89,000

• High‑visibility Credit Risk Manager role partnering directly with Credit leadership, Sales, and Operations

• Opportunity to modernize credit policy, scoring, and automation in a PE‑backed growth environment

• Lead a team of analysts while shaping enterprise credit strategy and controls

• Stable industry, strong backing, and clear runway to improve processes and reduce bad debt

• Unlimited PTO + flexible onsite schedule + 10 WFH days/year

• Collaborative culture with supportive leadership and cross‑functional exposure

As the Credit Risk Manager, you will lead credit decisioning and portfolio risk management across a large B2B customer base:

• Manage a team of up to five credit analysts/administrators; set priorities, coach, and develop talent

• Oversee customer onboarding, credit reviews, and ongoing risk assessment; set and adjust credit limits within authority

• Review financial statements, credit bureau data, and trade references to determine creditworthiness

• Own the corporate credit policy—maintain, update, and recommend changes to senior leadership

• Define and track SLAs/KPIs; monitor portfolio health, dispute drivers, and delinquency trends

• Build or refine credit scoring models and decision frameworks; drive automation where possible

• Partner closely with Collections to escalate high‑risk accounts and recommend reserves/bad debt write‑offs

• Liaise with Sales/Field Operations to align terms with commercial strategy while mitigating risk

• Manage relationships with credit reporting agencies; oversee UCC filings and guarantees as needed

• Support SOX/internal controls, audits, documentation standards, and periodic testing

• Lead process improvements across credit investigations, reviews, and order release workflows

• Provide clear, data‑driven recommendations to leadership on risk exposure and portfolio actions

The Credit Risk Manager will be a visible change agent, strengthening policies, improving cycle time, and enhancing decision quality.

• Bachelor’s degree preferred (Business, Finance, Accounting) or equivalent experience

• 5+ years in corporate credit/credit analysis with B2B portfolios; leadership experience required

• Proven ability to read and interpret complex financial statements and contracts

• Experience establishing credit limits, risk ratings, and bad debt reserves

• Familiarity with AS400 or large ERP systems; credit scoring/automation experience is a plus

• Working knowledge of UCC filings, personal guarantees, and credit bureau data

• Strong Excel/data analysis skills; able to translate analytics into clear recommendations

• Excellent communication and stakeholder management—the Credit Risk Manager must influence cross‑functionally

• Process‑improvement mindset with success institutionalizing policies, SOPs, and controls

• Background in distribution/manufacturing or multi‑location businesses preferred; PE environment a plus

The Credit Risk Manager role requires a professional, customer‑focused leader who is decisive, analytical, and comfortable operating in a fast‑paced, results‑driven environment. As Credit Risk Manager, you will protect working capital, enable growth, and elevate the credit function enterprise‑wide.

$66K-$89K

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2026