Lead Product Manager - Technical; Artificial Intelligence and Decision Product Enablement Program

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Lead Product Manager - Technical (Artificial Intelligence and Decision Product Enablement Program) Overview

Mastercard is a global technology leader in payments, operating the world’s fastest and most secure payment processing network. We connect consumers, financial institutions, merchants, and governments across 210+ countries and territories—enabling frictionless, secure, and efficient commerce experiences.

Join Mastercard’s award‑winning Artificial Intelligence and Decision Product Enablement (AI & DPE) program as a Lead Product Manager - Technical on the Clearing Decisioning team. In this role, you’ll work on a high‑performance, real‑time Artificial Intelligence (AI) and decisioning platform that leverages advanced AI solutions and processes hundreds of thousands of transactions every second—including ensuring payment security at a global scale.

You will:

• Partner closely with engineering, architect, and cross functional stakeholders to define what we build and why, translating complex business and customer needs into clear execution plan.
• Own the product vision, roadmap, and backlog for the platform capabilities.
• Work backwards from customer and business outcomes to make prioritization and tradeoff decisions, ensuring delivery of high quality, scalable, and reliable solutions.

If you thrive in a fast‑paced environment and are passionate about delivering excellence, join us and help shape the future of secure, intelligent payments.

Location:

St. Louis, Missouri (three onsite days per week)

Eligibility:
Open to US citizens or permanent residents only

• Demonstrates strong ownership and the ability to learn quickly.
• Strong engineering background with the ability to understand platform level system design and architecture.
• Ability to translate product requirements into clear, actionable platform development requirements.
• Experience owning backlogs, roadmaps, and end‑to‑end product delivery.
• Proven ability to make prioritization and tradeoff decisions in ambiguous environments.
• Excellent communication skills with both technical and non‑technical audiences.
• Familiarity with Agile development practices.

Mastercard is a merit‑based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable and identify the type of accommodation or assistance you are requesting.

Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

• Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job‑related knowledge, skills, and experience.

Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro‑rated based on date of hire;

10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on‑site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on‑site fitness facilities in some locations.

O'Fallon, Missouri: $130,000 - $221,000 USD