Branch Manager

Branch Manager – Ahoskie, NC
Are you passionate about supporting agriculture and rural communities? Do you thrive in a collaborative environment where your leadership and customer service skills make a real impact? If so, we want to hear from you!
As a Branch Manager at Ag Carolina Farm Credit, you’ll play a key role in planning, leading, and organizing the marketing activities, new business development, customer service, human resources, and credit management in the Ahoskie branch. You will work independently to service loans, market financial services, and develop strong working relationships with our customers, while growing our business in your territory. You will work in a culture that is mission-driven, welcomes and respects strong customer service skills, multi-tasking, confidentiality, attention to detail, time management, and organization.

• Lead and direct branch in new business development efforts, ensuring prompt delivery of service that meets customer needs
• Assist in planning and monitoring branch marketing activities
• Maximize branch profitability, monitor performance to ensure efficiency and cost-effectiveness in accordance with business plan and budgets
• Manage and directly supervise loan officers and servicing specialists
• Actively participate and seek lending relationships with existing and new customers
• Coordinate applications for branch-referred new and existing customers
• Develop and analyze all types of credit information
• Use delegated authority to approve loan structures, pricing, and conditions on loan transactions
• Evaluate risk of loan transactions and assign probability of default and loss given default, ensuring credit quality
• Ensure loans are in compliance with Association’s policies and procedures
• Collaborate effectively with team members and neighboring departments
• Remain active in community and industry events
• Demonstrate a commitment to fair lending practices
• Build and maintain a positive working relationship with others to enhance the Association’s reputation in the market

• Customer Focus – Building strong relationships through responsiveness and professionalism
• Collaboration – Working closely with your team and other departments to deliver exceptional service
• Excellence – Bringing precision, organization, and confidentiality to everything you do
• Growth – Enjoying opportunities for growth, development, and meaningful contribution

• Education and/or experience equivalent to a Bachelor’s degree in business, finance, accounting, or agricultural economics; MBA a plus
• 5+ years of related management and agricultural lending experience, preferred
• Strong interpersonal, sales, negotiating, and problem-solving skills
• Ability to be assertive and decisive in arriving a sound business decisions
• Detail-oriented with excellent communication (oral and written) skills
• Computer experience with intermediate skills in Microsoft Office and Outlook
• Ability to travel within Ag Carolina Farm Credit’s territory and outside the territory for training from time to time
• Agricultural background preferred
• Lending experience preferred

• Competitive base pay, and eligibility for incentive pay based on personal and Association performance
• Comprehensive benefits (medical, dental, life, LTD, and others) effective the first day of the month following your date of hire
• Maternity, Paternity, and Caregiving Leave, because we care about our employees and know they have responsibilities outside of work
• A market-leading 401(k) plan (with a dollar-for-dollar match on the first 6% you defer, plus an Ag Carolina discretionary contribution)
• Paid Time Off, plus 13 paid holidays annually
• Training and professional development opportunities, and defined career pathways for many roles
• Meaningful work that allows one to make a difference in agricultural and rural communities and to develop professionally
• Opportunities for work-life balance that includes employee appreciation and family events
• A great work environment with colleagues who have a shared commitment to our core values
• Opportunities for everyone to think and act like a leader, regardless of the position you hold
• A comprehensive wellness plan: we recognize that our greatest asset is our people—and for our people to perform at their best, they must be healthy and well.

Internal candidates must have at least 2 years of Farm Credit experience, a Fully Successful rating or higher on their most recent performance review and have been in their current role for at least 2 years before applying.

Equal Opportunity Employer/including Disabled/Veterans. Ag Carolina is unable to sponsor employment visas at this time.