US Finance Loan Activation Specialist

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.

Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers.

At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate.

The Loan Activation Specialist will gather all loan documentation needed to ensure the loan package has met the established underwriting guidelines. To mitigate risk, the Loan Activation Specialist will communicate with internal staff, brokers, and insurance companies and carefully review all documents received. Additionally, the Loan Activation Specialist will review all documentation obtained to ensure that it corresponds directly with the industry specific software in which the quote was generated.

Will protect the company’s collateral by reviewing, verifying and processing premium finance agreements for funding, consistent with corporate policy and procedures. Other duties as assigned.

• Analyzes incoming loan documentation to ensure satisfaction of company underwriting guidelines.
• Obtains and/or provides any missing information to complete required file documentation.
• Meets processing time frames (within 48 hours of receiving signed PFA).
• Works across departmental lines to handle requests from clients and carriers for policy changes and underwriting information.
• Communicates any necessary exceptions/incomplete files to credit department for review.
• Activates loans in Finance Pro.
• Prepares summary of daily fundings for review by quality control department.
• Maintains open communication with team members and operations managers.
• Attends and participates in all required processing training and meetings.
• Provides a high level of processing support to inexperienced Loan Activation Specialists requiring additional assistance on high volume of complex files.
• Other duties and responsibilities as assigned.

• Excellent communication skills, verbal and written.
• Ability to build positive working relationships, interact effectively and proactively with individuals at all levels in the organization.
• Must be a quick learner.
• Must have experience working in a fast-paced, deadline-driven environment with the ability to prioritize.
• Ability to identify and resolve problems in a timely manner.
• Ability to demonstrate accuracy, thoroughness and quality.
• Strong attention to detail.
• Ability to work independently.

• 2 years of experience in document processing role.
• Premium finance and/or commercial P&C experience preferred.
• Demonstrated success working in and supporting clients in a fast-paced environment.
• Must have demonstrated PC proficiency, including knowledge of Microsoft Excel and Word.

• College degree required.

Ameris Bank provides a comprehensive employee benefit package to all eligible employees.

• Medical, Dental and Vision Insurance
• Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment
• Life Insurance provided at no additional cost to employees
• Accidental Death & Dismemberment Coverage
• Long-Term Disability Coverage
• Paid Sick and Vacation Leave
• 11 Holidays
• Volunteer/Service Day
• Employee Stock Purchase Plan
• 401(k)…