Loan Servicing Specialist II

Description

• Responding to customer service requests on a daily basis through phone, email or as assigned by Manager or Team Lead.
• Performing customer follow-up daily to resolve or provide updates on any open customer inquiry.
• Handling internal or external customer inquiries related to general customer servicing of consumer, commercial, and mortgage loans or other loan inquiries.
• Ability to key or upload consumer loans, mortgage loans, commercial loans into the core processing system as well as processing all loan drafts and modifications.
• Keying monetary transactions.
• Performing system file maintenance on existing loan data and transactions.
• Year‑end processing, keying and knowledge of 1098, 1099C, and 1099A forms.
• Working knowledge of general ledgers.
  
  Completing credit inquiries and verifications.
• Disbursing escrowed funds for taxes, life insurance, homeowners insurance.
• Processing loan payments received in daily mail.
• Reviewing and updating operating policies and procedures specific to the Loan Servicing functions.
• Maintaining department service level standards and providing exceptional customer service to internal and external customers.
• Partnering with internal customers to help achieve the business goals of the bank.
• Providing support for internal and external Loan Servicing functions.
• Adhering to the internal loan policy and procedures of the bank as well as adherence to compliance regulations and state/federal banking laws.
• Adhering to regulatory requirements of the Bank Secrecy Act, Anti‑Money Laundering, Customer Identification Program and OFAC.

• High school graduate or equivalent.

• Associate's Degree from a two‑year college in a business‑related field or Bachelor's Degree in business or finance from a four‑year college or university.

• Previous work experience servicing consumer, commercial, and mortgage.

• Fiserv core processing and loan servicing experience.
• Nautilus.

• Ability to read, analyze and apply policies and procedures, and interpret business and procedural documents.
• Ability to multi‑task, organize and prioritize assignments.
• Ability to calculate figures and amounts.
• Ability to carry out instructions and deal with standard situations with minimal supervision.
• Must have problem‑solving ability.
• Attention to detail.
• Time management skills.
• Must have excellent customer service skills, interpersonal skills and communication skills to effectively deal with various levels of internal and external customers.
• Proficient personal computer skills including Microsoft Outlook, Microsoft Word and Excel spreadsheets.

• A demonstrated use of advanced computer skills.
• Bilingual.