Director of Portfolio Management

Join to apply for the Director of Portfolio Management role at Cal Private Bank

This range is provided by Cal Private Bank. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

$/yr - $/yr

SVP, Director of Portfolio Management

Location:

Newport Beach, California

Reports To:

Chief Credit Officer

Make a Difference Where It Matters Most

At Cal Private Bank, we believe banking is personal. We have deep roots in the communities we serve, and our client relationships are built on genuine care, thoughtful problem‑solving, and unwavering integrity. Our solutions‑based service, paired with best‑in‑class talent, sets us apart in the market, but it’s trust that defines who we are. It's our gold standard, the currency we trade in, and the foundation of every decision we make.

• Lead active management of the Bank’s loan portfolio across CRE, C&I, and SBA segments to ensure credit quality, compliance, and performance objectives are met.
• Facilitate the bank’s internal loan review program and manage the portfolio manager staff to ensure accurate risk ratings and compliance with loan document requirements.
• Ensure loan reviews scheduling is dynamic, risk based, and reports detailing progress results are prepared timely and submitted to executive management and the Board’s Director Loan Committee.
• Partner with the nCino product management team to leverage the platform for tracking and reporting annual loan reviews, financial ticklers, and covenant compliance across both the commercial and SBA loan portfolios.
• Collaborate with Special Assets on problem loan identification, workout strategies, restructures, and loss mitigation plans.
• Collaborate with other department leaders with compiling recurring reports to monitor overall credit quality and development of the quarterly CECL calculation and supporting documentation.
• Partner with Client Services department to manage, monitor, and ensure timely payments, collections, and management of maturing loans.

• Champion the use of technology (including nCino, CoStar, IBISWorld, portfolio analytics, and workflow tools) to increase efficiency, accuracy, and scalability.
• Partner with internal and third party technological and product teams for development and continuous improvement of portfolio management processes, credit workflows, and risk monitoring systems.
• Implement automation, reporting enhancements, and data‑driven decision tools to support real‑time portfolio insights.
• Ensure departmental procedures, templates, procedures, and processes are well documented, refreshed as needed, and changes communicated to all applicable parties with training delivered as needed.

• Deliver structured onboarding, working with new hires to guide them through Cal Private systems, processes, and forms, fostering confidence and consistency.
• Provide structured coaching and personalized feedback to reinforce accountability, high quality and risk focused analysis, and a production‑oriented culture.
• Establish and maintain performance standards for each member of the Portfolio Management team.
• Collaborate within and cross departmentally to ensure processes and procedure development incorporates consideration of other team members and departments.
• Promote a culture of accountability, teamwork, and continuous improvement across all banking markets.

• 15+ years of progressive experience in commercial credit, emphasizing credit administration and risk management, portfolio management, and leadership.
• 10+ years in a management or coaching role, with proven ability to control credit risk, drive efficiencies, and promote accountability while developing high‑performing teams.
• Strong background in loan structuring, risk identification, cash flow analysis, collateral analysis, and problem loan resolution.
• Expertise with nCino or similar loan management platforms to streamline loan level performance monitoring, reporting, and enhance credit administration.
• Strong analytical, organizational, and…