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Data Architect; Credit Risk

Job in New York, New York County, New York, 10261, USA
Listing for: Vaiticka Solution
Contract position
Listed on 2026-02-28
Job specializations:
  • Software Development
    Data Engineer, Software Engineer
Salary/Wage Range or Industry Benchmark: 125000 - 150000 USD Yearly USD 125000.00 150000.00 YEAR
Job Description & How to Apply Below
Position: Data Architect (Credit Risk)
Location: New York

Job Location:

New York City (Hybrid) (Local Only) Job Type – Contract Job Description

We are seeking a highly skilled and experienced application Engineer and Data Architect to join our dynamic Credit Risk Capital IT team within Credit Risk Technology Group. As a Senior resource, you will play a crucial role in designing, implementing, and maintaining the application and infrastructure for Credit Risk Capital.

Job Responsibilities and Requirements
  • Lead architecture/technical design discussion considering industry standard technologies and practice, support production operation and resolve production issues as a senior developer in Credit Risk application team
  • Design and implement batch and ad-hoc data pipelines with the Medallion Lakehouse architecture using modern cloud data engineering patterns, primarily in Databricks
  • Build and maintain ingestion flows from upstream systems into object storage (e.g., S3/ADLS) using formats such as Parquet, including partitioning, z-ordering and schema evolution
  • Integrate with external XVA / risk engines, implement orchestration logic to manage long-running external computations
  • Model and optimize risk measures (like EPE, PFE) for efficient query and consumption by BI tools, notebooks, and downstream applications
  • Ensure platform reliability, observability, security (IAM roles, OIDC/Bearer-token auth, encryption) and auditability.
  • Contribute to API design for internal consumers and external services (versioning, error handling, SLAs). Be efficient at documenting.
Required Qualifications , Skills and Capabilities
  • Work experience of 12-15 years as an application developer
  • AWS Certified Cloud Practitioner (or equivalent certification; level to be confirmed)
  • Proficient in REST API development using but not limited to Django / Flask / FastAPI etc.
  • Strong domain expertise in Credit Risk and Counter party Risk
  • Expert-level proficiency in Python including Py Spark /
    Spark for data engineering and analytics
  • Hands-on experience with Azure
    Databricks
    , including Medallion Architecture - Lakehouse
  • Solid understanding of SQL, including joins, unions, stored procedures, and query optimization
  • Familiarity with front‑end and back‑end development (experience is a plus)
  • In-depth knowledge of CI/CD pipelines using Git, Jenkins, and Azure Dev Ops
  • Exposure to technical architecture design (experience is a plus)
  • Experience in creating product specifications, architecture diagram and design documents
  • Proven experience in Agile software development using JIRA, Confluence, and Zephyr
  • Strong communication skills—able to convey complex ideas clearly and concisely
  • Highly collaborative team player with a proactive, self‑starter mindset
  • Demonstrated ability to learn new technologies quickly
  • Passionate about coding, development and continuous improvement
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