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Principal Software Engineer, Backend

Job in New York, New York County, New York, 10261, USA
Listing for: Imprint
Full Time position
Listed on 2026-01-12
Job specializations:
  • Software Development
    Software Engineer, Cloud Engineer - Software
Salary/Wage Range or Industry Benchmark: 80000 - 100000 USD Yearly USD 80000.00 100000.00 YEAR
Job Description & How to Apply Below
Location: New York

Who We Are

Imprint is reimagining co-branded credit cards & financial products to be smarter, more rewarding, and truly brand-first. We partner with companies like Rakuten, , H-E-B, Fetch, and Brooks Brothers to launch modern credit programs that deepen loyalty, unlock savings, and drive growth. Our platform combines advanced payments infrastructure, intelligent underwriting, and seamless UX to help brands offer powerful financial products—without becoming a bank.

Co-branded cards account for over $300 billion in U.S. annual spend—but most are still powered by legacy banks. Imprint is the modern alternative: flexible, tech-forward, and built for today’s consumer. Backed by Kleiner Perkins, Thrive Capital, and Khosla Ventures, we’re building a world-class team to redefine how people pay—and how brands grow. If you want to work fast, solve hard problems, and make a real impact, we’d love to meet you.

What

You'll Do

As the Principal Engineer of this team, your responsibilities will include but not be limited to the following:

  • Technical Leadership and Oversight

    • Define and drive the technical vision and architecture for the lending platform, ensuring alignment with business goals and industry best practices
    • Lead the design and development of scalable, secure, reliable, and high-performance systems for both co-branded credit and non-card lending products
    • Code some of the more complex parts of the system and, by example, create a center of coding excellence in the team.
    • Collaborate with cross-functional teams, including product management, risk, compliance, and operations, to ensure cohesive and efficient delivery of the platform
  • System Architecture and Design

    • Architect end-to-end solutions for lending products, incorporating data security, compliance and performance optimization
    • Evaluate and select appropriate technologies, frameworks, and tools to meet the platform’s requirements and future scalability
    • Ensure the system design supports high availability, disaster recovery, and easy maintenance
  • Leading the Team

    • Lead the engineering teams through execution, ensuring adherence to coding standards, security guidelines, and best practices.
    • Oversee the development process, including code reviews, testing, and deployment to ensure high-quality deliverables
    • Foster continuous improvement and hold the team accountable for upholding the highest standards.
  • Communication and Collaboration

    • Work closely with stakeholders to understand business requirements, translate them into technical specifications, and ensure their successful implementation.
    • Mentor and guide engineering teams, fostering a culture of innovation, collaboration, and continuous learning
    • Communicate effectively with executive leadership, and provide updates on project status, technical challenges, and strategic direction.
  • Innovation

    • Encourage a culture of innovation within the team, promoting experimentation and learning
    • Identify opportunities for innovation and lead initiatives to enhance platform capabilities and competitive edge.
    • Stay abreast of fintech industry trends, and regulatory changes impacting the lending landscape
What we look for
  • 10+ years of experience in software engineering with at least 5 years of experience leading the technical direction of the organization or company
  • Experience designing and building complex financial systems, particularly in the fintech domain
  • Experience designing and implementing a coherent architecture that interacts seamlessly across multiple APIs and system boundaries.
  • Extensive experience with cloud platforms and microservices architecture. AWS preferable
  • Deep experience with building transactional systems using relational databases (e.g. MySQL, Postgres) or No-SQL databases (e.g. Dynamo

    DB, Mongo

    DB)
  • Production experience with modern engineering and cloud tools
  • Strong proficiency in modern programming languages (e.g., go, java) and frameworks
  • Deep understanding of data security, compliance(e.g.PCI-DSS), and privacy regulations
  • Excellent communication and interpersonal skills, with the ability to explain technical concepts to non-technical stakeholders.
  • Strong analytical and problem-solving skills, with the ability to identify and…
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