Senior Broker - Private Capital

Overview

Role: Senior Broker - Private Capital

Location: St. Louis, MO or New York, NY

Howden is a global, employee-owned insurance group with a culture that values collaboration, entrepreneurship, and client-centric service. This role focuses on managing a sophisticated portfolio of middle-market and private equity-backed clients, leading the placement and servicing of complex property and casualty insurance programs, and driving client retention and new business growth.

• Review client exposures, loss experience, and industry-specific risks to develop tailored insurance solutions aligned with client objectives
• Demonstrate a strong understanding of industry distinctions and risk profiles, providing informed, strategic guidance to clients
• Participate in renewal strategy meetings and client presentations
• Prepare and oversee market submissions, ensuring coverage requests are comprehensive and tailored to each client’s specific risk profile
• Analyze carrier quotes and provide detailed comparisons highlighting coverage differences
• Manage orders to bind ensuring placements accurately reflect client direction and negotiated terms
• Execute placements on a condensed timeframe due to the fast-paced environment in private equity
• Review policies for accuracy and coordinate corrections or endorsements with underwriters
• Support Private Equity transactions by providing P&C program reviews, pro forma budgeting, and market insight during due diligence
• Execute insurance placements within accelerated timelines
• Help develop innovative insurance structures tailored to Private Equity and Middle Market risks
• Build and maintain strong relationships with insurance carriers and underwriters
• Collaborate with producers, account executives, and client teams to support client retention and new business production
• Provide leadership, mentoring, and technical guidance to associate brokers and junior colleagues
• Foster connectivity across local, regional, and national teams, encouraging sharing of best practices and market intelligence

• 5-10 years of experience in commercial insurance brokerage, with a strong background in Property & Casualty placements
• Demonstrated experience supporting Private Equity-backed clients, with a strong understanding of the fast-paced, transaction-driven nature of private capital
• Deep knowledge of commercial package programs, including the ability to structure solutions for complex and loss-sensitive insurance programs
• Proven ability to analyze client exposures and design tailored insurance solutions aligned with business and deal objectives
• Strong understanding of market dynamics, carrier appetite, and coverage structures
• Experience managing multiple priorities and delivering results under tight deadlines
• Ability to partner effectively with clients, carriers, and internal teams to drive successful outcomes
• Strong communication skills with the ability to clearly articulate coverage, pricing and risk considerations to clients and stakeholders
• A collaborative, team-oriented mindset with a commitment to mentoring and developing junior talent
• Demonstrates strong, established relationships with key insurance carriers
• Currently licensed in commercial insurance

The expected base salary range for this role is $180,000 - $300,000, depending on experience and location.

In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including:

• Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts
• 401(k) retirement plan
• Flexible Paid Time Off and paid parental leave
• Life and Disability insurance

Our business succeeds by allowing our people to make a mark in the areas they care about most—whether that’s personal development, volunteering, or creating new insurance products that address society’s greatest challenges. We support our people in every aspect of their lives, recognizing that fulfillment at home and work go hand in hand.

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