Associate Property Underwriter

Associate Property Underwriter

At BHSI, we empower customers to navigate a world full of uncertainty. Property and Casualty (P&C) Insurance helps individuals and businesses manage risk by transferring potential financial losses to insurers. The underwriter is a key decision‑maker who evaluates risk and crafts insurance solutions that protect what matters most.

In the Property Associate program, you’ll be trained to assess risk and make informed decisions that help protect individuals and businesses. This is a great opportunity for 2026 graduates or anyone transitioning into insurance who enjoy analytical thinking, problem‑solving, and working with data. You’ll receive comprehensive training in underwriting principles, insurance regulations, and industry tools, and work alongside experienced underwriters and mentors who support your development every step of the way.

The program offers a clear path for growth, with opportunities to specialize in different lines of business, take on more complex cases, and eventually move into senior underwriting or managerial roles.

• Risk Assessment:
  Analyze new and renewal submissions to determine risk acceptability, coverage terms, and pricing.
• Underwriting Decisions:
  Make informed underwriting decisions in accordance with company guidelines and risk appetite.
• Portfolio Management:
  Maintain a profitable book of business by balancing growth and risk selection.
• Broker Relations:
  Develop and maintain strong relationships with brokers and agents to drive new business opportunities.
• Policy Development:
  Draft and modify policy terms and endorsements to tailor coverage to specific risks.
• Cross‑Functional
  
  Collaboration:
  
  Work closely with loss control, claims, actuarial, and legal teams to assess and manage risk.
• Market Analysis:
  Stay informed on industry trends, regulatory changes, and competitor activity.
• Documentation:
  Ensure accurate and timely documentation of underwriting decisions and communications.

• Interest in insurance, underwriting, market trends or pursuing a degree in a relevant field (e.g., Business, Finance, Risk Management).
• BA/BS degree or equivalent experience.
• Proficiency in underwriting software and Microsoft Office Suite.
• Professional designations (e.g., CPCU, ARM) are a plus.

• Strategic thinking and problem‑solving (communication, critical thinking, teamwork, adaptability, time management, initiative, client focus, emotional intelligence).
• High attention to detail and organizational skills.
• Ability to work independently and as part of a team.
• Customer‑focused mindset.
• Embodies respect, integrity, excellence, collaboration, and passion.

• A competitive package and exciting growth opportunities for career‑oriented teammates.
• A dynamic, action‑oriented, and thoughtful environment centered on always doing the right thing for our customers, teammates, and stakeholders.
• In‑office culture with high value on collaboration and teamwork.
• A purposely non‑bureaucratic organization that embraces simplicity over complexity and emphasizes individual excellence in a team framework.
• Benefits that support your life and well‑being, including comprehensive health, dental and vision benefits; disability insurance; life insurance; accidental death & dismemberment insurance; flexible spending accounts; health reimbursement account; employee assistance program; retirement savings 401(k) plan with company match; generous holiday and paid time off; tuition reimbursement; paid parental leave.

The base salary range for this position in New York is $75,000.00, along with annual bonus eligibility. Total compensation for a candidate is determined by their relevant skills, location, and experience. We value our teammates – both their capabilities and character – as demonstrated by our amazing culture.

NOTE:

Compensation will be commensurate with experience. This job description is not intended to be all‑inclusive. Team member may perform other related duties as negotiated to meet the ongoing needs of the organization.