Senior Cyber Claims Examiner

Job Summary

Seeking an experienced professional to manage complex cyber, technology, and data breach claims. This role involves handling high-exposure losses, conducting coverage analysis, and collaborating with insureds, brokers, counsel, and internal stakeholders throughout the claim lifecycle.

Seeking an experienced professional to manage complex cyber, technology, and data breach claims. This role involves handling high-exposure losses, conducting coverage analysis, and collaborating with insureds, brokers, counsel, and internal stakeholders throughout the claim lifecycle.

• Manage a caseload of complex and high-severity cyber claims from initial notice through resolution
• Analyze policy coverage, exclusions, endorsements, and applicable reinsurance provisions
• Investigate and evaluate losses involving data breaches, ransomware, business interruption, privacy liability, and regulatory actions
• Coordinate with insureds, brokers, breach response vendors, forensic firms, and outside counsel
• Set and manage reserves in accordance with company guidelines and authority
• Draft detailed coverage positions, reservation of rights letters, and claim summaries
• Participate in mediations, negotiations, and settlement discussions
• Ensure compliance with regulatory requirements, internal controls, and best practices
• Provide guidance and mentorship to junior examiners, as applicable
• Collaborate with underwriting, actuarial, and legal teams on emerging cyber trends and loss drivers

• Minimum 7 years of claims handling experience, with significant focus on cyber, technology E&O, or professional liability claims
• Prior experience with an insurance carrier or reinsurer strongly preferred
• Advanced understanding of cyber insurance policies, coverage issues, and loss scenarios
• Proven ability to handle high-dollar and complex claims
• Strong analytical, negotiation, and written communication skills
• Ability to work independently and exercise sound judgment within authority levels
• Juris Doctor or relevant cyber/privacy certifications (CIPP, CISSP, etc.) a plus but not required

• Base salary range: $125,000 to $165,000+ annually
• Annual bonus target
• Comprehensive benefits package, including medical, dental, vision, and 401(k)

Disclaimer:
Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer’s discretion.