Distinguished Engineer; Bank Tech

Distinguished Engineer (Bank Tech)

As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud.

You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next‑generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Distinguished Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

As a Distinguished Engineer within Capital One Bank’s Data, Decisioning & Market Services domains, you will serve as the primary technical architect and lead engineer for our Business Lending and Capital Markets software assets. Operating with the strategic mindset of a Technical Product Owner, you will be responsible for defining the multi‑year technical strategy that powers our commercial underwriting and risk solutions, securitization systems, and trading platforms (including Derivatives and Equities).

You will also serve as a leader in advancing AI adoption across our engineering practices, and strategically determining how to leverage agentic AI within our systems to drive significant improvements in user efficiency. You will operate with a platform mindset across the enterprise, bridging complex data silos to ensure seamless integration and real‑time market services while solving the most critical architectural technical challenges for our business.

Additionally, you will be a hands‑on engineer, developing prototypes and contributing code, mentoring technical staff and advising executive leadership to ensure our banking infrastructure remains resilient, compliant, and at the forefront of financial innovation.

If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.

• Articulate and evangelize a bold technical vision for your domain

• Decompose complex problems into practical and operational solutions

• Ensure the quality of technical design and implementation

• Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability

• Continue learning and injecting advanced technical knowledge into our community

• Handle several projects simultaneously, balancing your time to maximize impact

• Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community

• Bachelor’s Degree

• At least 7 years of experience in software engineering and solution architecture

• At least 7 years of experience in enterprise architecture and design patterns

• Bachelor's or Master's Degree in Computer Science or a related field

• 10+ years of experience in software engineering

• 10+ years of professional experience coding in commonly used languages like Java, Python, Go, JavaScript/Type Script, Swift, etc.

• 8+ years of professional experience in the full lifecycle of system…