Intelligence & Research Analyst - Treasury & Prepaid Solutions

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.

The Competitive Intelligence, Business Insights & Research Analyst will play a pivotal role in shaping business strategies and drive growth by converting complex competitive intelligence and internal data into meaningful insights that inform high-impact decisions. The position collaborates closely with cross-functional leaders to define strategic priorities and deliver growth recommendations informed by market trends and competitive analysis. Beyond reporting, this role also focuses on influencing business direction through performance-driven insights and strategic guidance.

• Monitor competitor strategies and product launches and market positioning and pricing.
• Track industry trends, emerging technologies and regulatory changes impacting the business.
• Facilitate and drive performance benchmarking to identify gaps and opportunities.

• Understand competitive landscape evolution; identify trends, patterns, and anomalies in data trends to inform business strategy.
• Collaborate with business units to identify opportunities for growth, efficiency, and optimization.

• Work with executives, managers, and technical teams to understand the data analytics and KPIs needs of the business and deliver corresponding solutions.
• Present findings and recommendations to senior leadership in a clear and concise manner.

• Manipulate and analyze internal data and performance metrics from multiple sources; combine with external market data to identify growth opportunities.
• Translate findings into actionable recommendations for leadership and cross-functional teams.
• Develop and maintain interactive dashboards using tools like Power BI, Tableau, etc.
• Perform validation of data and troubleshoot executive reporting issues.

• Identify gaps in current state propose corresponding improvements.
• Automate recurring executive reports.

• Bachelor’s or Master’s degree in Statistics, Economics or related field.
• 3–5+ years of experience in Strategy, Business Insights or a related role.

• Knowledge of Banking/Financial Services and Payments industry.
• Understanding of financial metrics and business operations.
• Excellent communication and presentation skills.
• Strong problem-solving and critical thinking abilities.
• Ability to manage multiple projects and meet deadlines.
• Proficiency in business intelligence tools, e.g., Power BI, Tableau and Qlik.
• Proficiency in Microsoft office suite of products, e.g., Excel and PowerPoint.
• Experience with Agile practice including backlog management and defining user stories.
• Experience with Jira and Confluence.
• Experience with SQL.

This position offers a hybrid/flexible schedule which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment…