Trade Business Management- Balance Sheet & Capital Strategy Lead - Vice President

Join a high-impact team shaping how we deploy capital across Trade & Working Capital. You will partner across Treasury, Risk, Product, and the business to deliver data-driven insights, modernize financial processes, and elevate decisions that drive performance for our clients and our firm.

As a Balance Sheet and Capital Strategy Lead in Trade & Working Capital Business Management within Finance & Business Management (F&BM) for J.P. Morgan Payments in the Commercial & Investment Bank, you lead portfolio-level balance sheet, capital, liquidity, and funding strategy. You will design resilient planning frameworks, build advanced analytics, and deliver executive-ready insights that improve profitability, strengthen risk management, and meet regulatory expectations.

You will also drive digital transformation to automate and scale portfolio financial processes and reporting.

• Lead balance sheet, capital, liquidity, and funding optimization for the Trade & Working Capital lending portfolio to improve profitability, pricing, and competitive positioning.
• Design and execute scenario planning and balance sheet frameworks to assess portfolio resilience and inform strategic decisions.
• Build advanced analytics and automated dashboards to monitor exposures, forecast performance, and deliver actionable insights.
• Produce executive-ready financial reporting and analysis for business reviews, strategy discussions, and regulatory deliverables.
• Integrate risk appetite and regulatory requirements, including Comprehensive Capital Analysis and Review (CCAR) and Current Expected Credit Losses (CECL), in partnership with Risk and Finance.
• Partner with Treasury, Product, and Credit Product & Delivery to shape profitability tools, pricing constructs, and related reporting.
• Conduct competitor benchmarking, market trend analysis, and performance assessments to inform portfolio and pricing strategies.
• Drive digital transformation to automate portfolio financial processes, enhancing oversight, transparency, and decision-making.
• Support portfolio and credit management priorities to optimize returns and enable sustainable growth.
• Manage senior stakeholder relationships and advise the Head of Portfolio and Credit on strategy and execution.

• Bachelor’s degree.
• 10 years of relevant experience in finance, business management, financial analysis, strategy, banking, or related functions.
• Expertise in scenario planning, stress testing, and regulatory frameworks (CCAR, CECL).
• Ability to develop product knowledge across the lending suite, with focus on capital and liquidity requirements.
• Advanced analytics skills leveraging data for predictive and scenario-based insights.
• Strong project management experience leading complex, cross-functional initiatives.
• Demonstrated leadership in automation and digital transformation within finance functions.
• Proven collaboration and influence skills across business and functional stakeholders.
• Strong attention to detail and problem-solving skills, with experience managing and leveraging data for analytics and reporting.
• Excellent written and verbal communication skills, including executive-level presentations.
• High proficiency in Microsoft Excel and PowerPoint; experience with analytics tools such as Tableau, Alteryx, Qlik, and Python.

• Advanced degree (e.g., MBA, MS in Finance or related).
• Experience in capital planning, treasury, risk management, and business strategy within a banking environment.
• Ability to adapt quickly to changing business needs and priorities.