Credit Analyst

The Global Leveraged Finance Underwriting Team (“LFU”) within Institutional Credit Management (“ICM”) is seeking Analysts to join the team. The Analysts will work with the team’s Underwriters to lead a best‑in‑class Leveraged Lending In‑Business Credit organization with the primary goal of materially enhancing Citi’s end‑to‑end Leveraged Lending credit management process, achieved through a strong partnership with Banking, Capital Markets and Risk.

LFU Analysts will be actively involved in Citi’s credit approval and origination process for leveraged finance transactions, assisting clients in raising funds in the capital markets, and providing ongoing credit monitoring support for Citi’s Leveraged Finance Portfolio of client relationships.

• Provide analytical support to Underwriters across LFU’s core functions: (1) Leveraged Finance transaction origination and credit approval; (2) periodic credit monitoring; (3) portfolio management and reporting, limits and early problem recognition; (4) global leveraged lending related projects and strategic initiatives
• Evaluate and gain a strong understanding of clients’ business model, financial performance and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
• Build and analyze models used for valuation and forecast the client’s operating and financial performance and be able to articulate assumptions and analysis to Underwriters and Risk Managers
• Coordinate with the LFU Mumbai team to perform periodic written reviews of the clients’ financial and operating performance, covenant compliance, management/relationship strategy, and competitive position within its peer group
• Work in conjunction with Underwriters to assess appropriateness of credit extension transactions (leveraged buyouts, incremental debt raise or refinancing), secure approval for and assist in executing transactions on behalf of clients
• Collaborate with product partners in Capital Markets, Investment Banking, Corporate Banking and Risk, in addition to Legal counsel (both internal and external) to develop understanding of deal structures and ensure they are properly documented and approved per the Citi WCR Standards & Procedures
• Analyze underlying business rationale/strategy for deals by creating both Business and portfolio reviews for Senior Management on the global risks for the portfolio as well as highlighting key market trends
• Research and develop robust understanding of the fundamentals of key industry trends and risk issues and succinctly convey thoughts and opinions to the Risk Managers and Bankers
• Monitor news and events pertaining to Citi’s leveraged lending clients and provide regular updates to Bankers

• Team player with strong work ethic who also works well with others at all levels
• Strong writing, analytical, quantitative, communication and presentation skills
• Working knowledge of Microsoft Word, Excel and Power Point
• Ability to break down large amounts of data into concise, easy‑to‑understand formats
• Ability to quickly and accurately find information upon a Banker/Manager’s request
• Ability to take on demanding responsibilities, work independently, manage deadlines and juggle multiple tasks at once

• Bachelor’s degree in mathematics, science, finance/economics, risk management or a related field required

Job Family Group:
Risk Management

Job Family:
Credit Risk

Time Type:
Full time

Primary

Location:

New York, New York, United States

Primary Location Full Time Salary Range: $86,330.00 – $

In addition to salary, Citi’s offerings may also include discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit  Available offerings may vary by jurisdiction, job level, and date of hire.

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