Associate - CIB Audit

Overview

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The Associate (Supervisor) – CIB Audit is an individual contributor responsible for executing audit testing across the Corporate & Investment Banking (CIB) portfolio, covering both Markets (Sales & Trading) and non-Markets businesses, including lending, risk, operations, and supporting functions.

The Associate applies independent judgment in executing assigned audit procedures, identifying control weaknesses, and assessing risk, with work reviewed by a Sr. Supervisor or Audit Manager prior to finalization. The role requires a strong foundation in internal audit methodology and a developing understanding of CIB products and activities, including Equities, Fixed Income, Securitization, FX, Rates, Derivatives, Leveraged Finance, and related lending and trading businesses.

• Execute audit testing and analysis for internal audit reviews covering CIB businesses, processes, and control environments.

• Perform control design and operating effectiveness testing across moderate to high-complexity audit areas under the guidance of a Sr. Supervisor or Audit Manager.

• Examine business records, transaction data, and supporting documentation to identify control gaps, issues, and risk exposures .

• Apply independent judgment in assessing risks, documenting observations, and escalating issues as appropriate.

• Prepare clear, well-supported audit work papers in accordance with internal audit standards and methodology.

• Participate in audit planning activities , including understanding process flows, identifying key risks, and assisting in the development of audit test steps.

• Support post-audit follow-up testing to assess the adequacy and timeliness of management remediation efforts.

• Assist in drafting audit observations and recommendations for review by the Sr. Supervisor or Audit Manager.

• Develop and maintain an understanding of CIB products, processes, and regulatory expectations , with a focus on Markets activities.

• Demonstrate commitment to professional development through training, on-the-job learning, and feedback incorporation.

• Provide consistent, high-quality support to audit stakeholders while maintaining professionalism and objectivity.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's Degree:
  Accounting, Finance, Business or equivalent field.
  
  - Required.

• 3+ Years Audit or relevant experience.
  
  - Required.

• 5+ Years Relevant experience.
  
  - Required.

• Analytical and problem solving skills as well as the ability to work independently .

• Technology and computer skills, with the ability to effectively use Microsoft Office (Word, Excel, Outlook, PowerPoint) .

• Support audit execution through the use of data analytics, automation, and AI-enabled tools to analyze large datasets, identify control gaps, and enhance audit efficiency.

• Detail oriented with organizational skills .

• Verbal and written communication skills.

• Time management skills and the ability to complete multiple projects simultaneously and in a timely manner.

• Ability to work independently with limited supervision .

• Solid diplomatic skills with the ability to resolve conflict in a civil manner .

Certifications are not required; progress toward or interest in professional certifications (e.g., CPA, CIA, CFA, FRM) is a plus.

• Established work history…