Financial Analyst

Empire State Development provided pay range

This range is provided by Empire State Development. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

$75,000.00/yr - $80,000.00/yr

Applicants MUST submit a cover letter with resume to be considered. This position will require in-office presence. Hybrid work schedules may be possible based on specific job duties and consistent with ESD policy. Minorities, women, and individuals with disabilities are encouraged to apply. Please contact Human Resources if you require an accommodation.

Conduct financial and credit analysis of operating companies to determine the level of State support required. Prepare supporting analyses, models, and memoranda that assist in the structuring of loans, grants, disposition of State assets, and other financial assistance. Serve as a key support resource for senior staff on both standard and complex projects.

• Prepare memoranda detailing corporate and project financial strengths, credit risks, and funding gaps.
• Obtain and analyze financial statements/tax returns of corporate and not-for-profit entities and individuals.
• Review financial projections and create cash flow models for operating companies and real estate developments, including sensitivity analyses.
• Perform risk assessment of credit and collateral ensuring loan stability and sound credit quality.
• Conduct financial due diligence to determine project feasibility.
• Input various financial data into Excel-based financial models for scoring purposes.
• Perform site visits to potential/current borrowers and interview counter parties.
• Support senior staff on larger or more complex transactions, including drafting sections of reports and preparing data for senior-level presentations.
• Participate in interdepartmental and external calls to request information and clarify financial submissions; elevate contentious issues or negotiations to senior staff.
• Assist other departments with financial analysis/modeling on an ad-hoc basis.
• Other related projects/assignments as assigned by management.

Education Level required:
Bachelor’s degree in accounting or finance, or equivalent experience.

1–3 years performing financial analysis, underwriting commercial loans, or working with debt instruments.

The ideal candidate will have a strong foundation in financial accounting, credit analysis, and modeling. Ability to analyze/spread financial statements and draft concise analyses of credit. Strong Excel skills required. Excellent written and oral communication skills.

Salary range as specified.
Comprehensive Benefits Package.

Entry level

Full-time

General Business

Economic Programs