Senior Compliance Officer

Overview

You ll be a key player on Mine s compliance team, helping us build and scale our compliance program as we grow. Reporting directly to our General Counsel, you ll own major pieces of our compliance operations—from customer due diligence and transaction monitoring to regulatory filings and marketing reviews. You ll work cross-functionally with our customer support and marketing teams, and externally with bank partners and vendors, to ensure we re meeting all regulatory requirements without sacrificing speed.

We need someone who s detail-obsessed, strategically minded, and thrives in the organized chaos of a fast-growing fintech.

Customer Due Diligence & KYC

• Oversee and optimize our automated CDD systems and agent review processes
• Lead identity verification, risk assessment, and fraud detection efforts
• Own and continuously improve our CDD/KYC/CIP policies and procedures

Transaction Monitoring & BSA/AML

• Manage our transaction monitoring program and investigate high-risk alerts
• Lead documentation and preparation of Suspicious Activity Reports (SARs) for our bank partner
• Drive improvements to our transaction monitoring rules and fraud-prevention controls
• Own our AML/BSA compliance framework and keep it battle-ready

Regulatory Compliance

• Maintain compliance documentation for our full product suite and coordinate updates with our partner bank
• Lead preparation of regulatory reports and manage relationships with FDIC-insured bank partners
• Own recurring compliance deliverables (monthly, quarterly, annual) including:
• Complaints and disputes
• Testing & monitoring reports
• AML/BSA reporting
• CMS documentation
• Lead compliance reviews for new products and feature expansions
• Stay ahead of fintech regulatory developments and proactively adapt our program
• Manage internal and external audit processes

Customer Support

• Oversee the customer support function from a compliance perspective
• Serve as the go-to reviewer for compliance escalations
• Manage FCRA disputes and BBB/CFPB complaints, including documentation and partner coordination

Marketing Compliance

• Review and approve all marketing materials for regulatory compliance
• Manage marketing approval processes with bank partners

Licensing

• With the GC, help manage our state licensing program end-to-end
• With the GC, manage filings, renewals, and regulator relationships during examinations and audits

Compliance Tech Stack

• Own and continuously optimize our KYC and transaction monitoring systems
• Ensure our tech stack scales with our growth while maintaining compliance

• Work with colleagues you ll want to hang out with 🤓
• Generous equity in an early-stage startup 📈
• 100% employer-paid medical benefits 🩺
• Very sunny NYC Office with flexible WFH policy 💼
• your very own, company-mandated, desk plant 🪴
• lots of good office snacks 🍿 🍵
• Unlimited vacation policy with 15 official company holidays 🏝
• 401K plan with 4% company match 💪🏻
• 16 weeks of paid parental leave, including adoption and fostering 👶
• Visa sponsorship is available for qualified candidates 🌎

Actual compensation offer, including base salary and equity, may differ from the above depending on a candidate s location, skills, qualifications, and experience.

Mine is values diversity of strengths, skills, backgrounds, and ideas in the workplace and is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances.

We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable state and local laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: