Banking - Commercial Banking, Summer Analyst

Overview

You’re the brains behind our work.

Citi’s Commercial Bank (CCB) is looking for Summer Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to maximize client growth by leveraging Citi’s deposit and lending products, cash management, trade, FX and capital markets solutions. The Summer Analyst Program aims to recruit the best talent and develop them into future commercial banking leaders globally.

Your time here will look like this...

The 10-week Summer Analyst Program starts in June and combines formal training with hands-on experience to help you ramp up quickly. Ongoing sales, credit, product, technology and professional skills training will be provided, along with a mentorship structure to support professional development.

By the conclusion of the Program, you can expect to have a thorough understanding of:

• The CCB target market, value proposition, and client coverage model
• How bankers interact with clients and identify their needs
• The various credit product types and how these solutions fit client needs
• The commercial loan underwriting process, including loan structuring and documentation
• The end-to-end credit process including new origination of credit and monitoring of a credit portfolio
• Engaging with clients, prospects, and centers of influence
• Citi credit and regulatory policies and procedures

We provide you with the knowledge and skills you need to succeed.

You will join a Coverage team for the duration of the Program, working directly with Relationship Managers on a portfolio of clients and interfacing with teams across the firm. Coverage team members serve as thought partners to clients, delivering Citi’s solutions to help fund operations and enable growth locally and overseas.

Analysts play a critical role in meeting the needs of our clients and prospects, including:

• Conducting company research and industry analysis
• Analyzing financial data and performing financial modeling focused on company valuations, discounted cash flow analysis, and pro-forma analyses
• Supporting the commercial lending process, including secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, and cross-border loans approved locally and extended overseas through Citi’s global network
• Taking ownership of the client experience, partnering with Bankers and Product teams to determine which products to leverage to help clients achieve their goals
• Playing a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client-related decks
• Interacting with partners across the firm, including product, credit risk, in-business controls, legal, marketing, operations, risk, compliance, and technology teams

• You are a dynamic individual who is passionate about partnering with stakeholders to achieve goals
• You have strong analytical and problem-solving skills
• You are majoring in Finance or Accounting, or have experience in Financial Services through clubs or internships
• You are on track to graduate with a bachelor’s degree in winter 2026 or spring 2027
• You have obtained a preferred GPA of 3.5 or above
• You are proficient with MS Word, Access, Excel, and Power Point
• You will not require sponsorship for U.S. Work Authorization now or in the future

Annual Salary $100,000

In addition to salary, Citi’s offerings may include discretionary and formulaic incentive and retention awards. Citi offers medical, dental & vision coverage; 401(k); life, accident, and disability insurance; wellness programs; paid time off packages including vacation, sick leave, and holidays. Availability of benefits may vary by jurisdiction, job level, and date of hire.

Job Family Group:
Management Development Programs

Job Family:
Intern

Time Type:
Full time

Primary

Location:

New York, New York, United States

Primary Location Full Time Salary Range: $95,000.00 - $

Anticipated Posting Close Date:
Feb 02, 2026

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review the message on accessibility and Citi’s EEO policy statements and rights poster without links.