Senior Credit Associate

Our client is a well-established financial services organization in the apparel industry. They specialize in account receivables and credit solutions for a diverse client base. They are seeking a Senior Credit Associate to support and protect portfolio performance by managing credit exposure, assessing risk, and ensuring compliance with internal policies and insurance requirements.

This role is ideal for a credit professional who can independently manage a complex credit portfolio, balance approvals with risk mitigation, and collaborate closely with internal teams to support cash flow and long-term client success.

• Manage and monitor credit exposure for an assigned portfolio of client accounts
• Review, approve, and adjust credit limits while maintaining disciplined risk controls
• Analyze financial statements to assess customer creditworthiness
• Identify accounts requiring increased oversight and take proactive action
• Coordinate with credit insurance providers and factoring partners
• Address insurance rescissions and policy compliance matters
• Process changes to invoice terms and approved credit when necessary
• Serve as a point of contact for credit-related client and internal inquiries
• Collaborate with collections to align credit strategy and recovery efforts
• Maintain accurate records of credit decisions, communications, and account activity
• Ensure timely and accurate updates across internal credit systems

• 5+ years of experience in credit, receivables finance, factoring, or financial services
• Strong understanding of credit insurance, risk mitigation, and portfolio management
• Proven ability to independently manage high-volume and complex credit queues
• Experience analyzing financial statements and assessing credit risk
• Strong organizational skills with high attention to detail
• Clear written and verbal communication skills
• Ability to collaborate effectively across departments