Senior CIB Financial Crime Risk Compliance Officer

Position: Senior FCRM Compliance Officer-CIB

Reports to: Director, Financial Crime Risk Oversight, TD Securities, US

The U.S. FCRM TDS Business Oversight team supports TD Securities in developing, implementing, and maintaining a robust financial crime risk management ("FCRM") program that meets regulatory requirements and mitigates financial crime risk. This involves providing guidance on regulatory compliance, close partnership with business and legal, and operationalizing requirements and regulations for the Wholesale business. The team provides advice across the full spectrum of TDS customers, products, transactions, and FCRM‑related processes.

The team mandate includes regulatory compliance, program remediation, risk management, and program development. Key components are:

• Design, implement, enhance and maintain the TDS U.S. FCRM program.
• Advise TDS Operations and other 1st line support functions on interpretation of and compliance with applicable financial crime laws, regulations, and guidance.
• Provide oversight of, and credible challenge to, the first line of defense.
• Provide customized training to ensure that employees remain informed about changes in financial crime regulations and emerging money laundering typologies.
• Assess and opine on financial crime risks of new products and mandates.

The Senior FCRM Compliance Officer is responsible for supporting the firm’s FCRM program and plays a key role within U.S. FCRM TDS Business Oversight.

• Demonstrate governance, control and risk management behaviors aligned with TD policies and practices.
• Support oversight activities for the US CIB business, including new business and product initiatives, customers and transactions.
• Provide quality evaluations and enhancements of exception reports when needed.
• Where required, advise Investigations' reviews of potentially suspicious activity, providing subject‑matter knowledge to support the investigations process.
• Participate in the annual enterprise‑wide AML/BSA/Sanctions/ABAC risk assessment process, as required.
• Conduct targeted AML/OFAC training, as appropriate.
• Conduct periodic testing of AML functions as mandated by the Periodic AML Testing Program.
• Participate in special projects, including assisting with adherence to enterprise‑wide initiatives including global policies and governance.
• Assist with regulatory and audit requests.
• Provide backup to general AML compliance functions such as surveillance reviews, section 312 reviews and TD affiliates due diligence reviews.
• Complete all tasks within required time frames.

• Bachelor’s degree required (exceptional candidates demonstrating an equivalent combination of relevant education and experience will be considered).
• 5 to 7 years of knowledge and experience in FCRM compliance, preferably within the investment banking division of a large financial institution.
• Strong verbal and written communicator with a detail‑oriented nature.
• Strong subject‑matter knowledge of compliance risks and controls for a financial institution; focus on Anti‑Money Laundering compliance.
• Ability to identify and evaluate potential risks to the Firm and escalate accordingly.
• Project management and strategic thinking skills.
• Working knowledge of one or more sanctions screening and AML surveillance applications is desirable.
• Proficiency with Microsoft Word, Excel and PowerPoint.

• Works independently as the senior officer and may coach and educate others.
• Individual contributor role providing specialized expertise or may lead a small team of specialists.
• Considered a subject matter expert within a given area working closely with business partners, auditors and/or regulators.
• Contact for business management, regulators and external/internal auditors with assistance from Management, dealing with routine information.
• Provides day‑to‑day interaction and support to Management.
• Oversees/executes and/or performs tasks from end to end.
• Focuses on short to mid‑term issues (e.g. monthly‑quarterly).

• Bachelor’s degree or progressive work experience.
• 5-7 Years of related experience.

• Domestic Travel –…