Private Credit Associate

Leveraged Finance Associate / Private Credit

Location: New York, NY

About the Role

We are seeking a talented Leveraged Finance Associate to join a growing Private Credit platform. This role offers the opportunity to work on complex financing transactions across a diverse portfolio of middle-market and large-cap companies, gaining exposure to direct lending, unitranche financing, mezzanine debt, and other alternative credit structures.

Key Responsibilities

• Execute leveraged finance transactions from origination through closing, including credit analysis, financial modeling, and documentation review
• Build and maintain detailed financial models to evaluate potential investments, including cash flow projections, covenant compliance scenarios, and recovery analyses
• Conduct comprehensive due diligence on prospective borrowers, including industry research, competitive positioning analysis, and management assessment
• Prepare investment committee memoranda and presentations articulating credit thesis, risk factors, and recommended terms
• Monitor existing portfolio companies through quarterly and annual financial reporting, covenant compliance tracking, and ongoing borrower communication
• Collaborate with legal counsel, consultants, and third-party advisors throughout the transaction lifecycle
• Support senior team members in building and maintaining relationships with private equity sponsors, investment banks, and intermediaries
• Participate in credit committee meetings and contribute to portfolio risk management discussions

Required Qualifications

• 2-4 years of relevant experience in leveraged finance, investment banking (coverage or M&A with debt financing exposure), credit rating agency, or related field
• Bachelor's degree in Finance, Economics, Accounting, or related discipline from a top-tier university
• Strong financial modeling and analytical skills with demonstrated proficiency in Excel and financial statement analysis
• Solid understanding of capital structures, credit documentation, and leveraged finance markets
• Excellent written and verbal communication skills with ability to articulate complex credit stories clearly and concisely
• Detail-oriented with strong organizational skills and ability to manage multiple transactions simultaneously
• Self-motivated team player who thrives in a fast-paced, entrepreneurial environment

Preferred Qualifications

• MBA or CFA designation (or progress toward completion)
• Experience with sponsor-backed transactions and private equity financing structures
• Familiarity with broadly syndicated loans, high-yield bonds, and alternative credit products
• Direct lending or private credit fund experience

What We Offer

• Competitive base salary and performance-based bonus structure
• Comprehensive benefits package including health, dental, and vision insurance
• 401(k) with employer match
• Professional development opportunities and support for CFA or other relevant certifications
• Exposure to senior leadership and accelerated career progression in a growing platform